--- canonical_url: https://lendb.ai/lo/sreenatha-palnati-2390175 json_url: https://lendb.ai/lo/sreenatha-palnati-2390175.json nmls_id: 2390175 last_verified: 2026-10-24 --- # Sreenatha Palnati Loan Officer at Ram Mortgage, LLC, Charlotte, NC. NMLS ID 2390175 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2390175)). Sreenatha Palnati, NMLS 2390175, works as a Loan Officer at Ram Mortgage, LLC in Charlotte, North Carolina and is licensed in Florida since 2025 and in Texas and California. **Summary:** Sreenatha Palnati (NMLS 2390175) is Loan Officer at Ram Mortgage, LLC, based in Charlotte, NC. Licensed in 3 states confirmed with state regulators: Florida, Texas and California. Also lists Georgia, Minnesota, North Carolina, South Carolina, Tennessee and Virginia on the lender page (not yet checked with the state regulator). Earliest state license record: September 24, 2025 (Florida), per state regulator. Last verified 2026-10-24. ## Quick answers ### Is Sreenatha licensed in North Carolina? Ram Mortgage, LLC's page for Sreenatha lists North Carolina. LenDb has not checked it with the state regulator yet, so verify at NMLS Consumer Access. LenDb has 8 other states on file for Sreenatha. Source: https://www.rammtg.com/sreenatha-palnati. ### What lender does Sreenatha work for? Ram Mortgage, LLC, company NMLS 2301828, from the Charlotte, NC office, per the lender's own site (verified 2026-10-21). Source: https://www.rammtg.com/sreenatha-palnati. ### How long has Sreenatha been licensed? The earliest state license record LenDb holds for Sreenatha is from September 24, 2025 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip. ## At a glance - Earliest state license record: September 24, 2025 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Also licensed as (state regulator records, same NMLS ID): Sreenatha R. Palnati (CA, FL, TX, as of 2026-10-22) - Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), California (CA DFPI, confirmed), Georgia (GA, lender_reported), Minnesota (MN, lender_reported), North Carolina (NC, lender_reported), South Carolina (SC, lender_reported), Tennessee (TN, lender_reported), Virginia (VA, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - None on file yet. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO141538 | active | confirmed | 2025-09-24 | state_regulator | 2026-10-15 | | TX | Texas regulator | state_license | n/a | active | confirmed | 2025-11-03 | state_regulator | 2026-10-13 | | CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI2390175 | active | confirmed | 2025-10-02 | state_regulator | 2026-10-24 | | GA | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-21 | | MN | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-21 | | NC | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-21 | | SC | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-21 | | TN | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-21 | | VA | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-21 | ## Employment history - ? to present: Ram Mortgage, LLC (NMLS 2301828), Charlotte, NC. Source: https://www.rammtg.com/sreenatha-palnati, verified 2026-10-21. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2390175 ## Contact - View profile at Ram Mortgage, LLC: https://www.rammtg.com/sreenatha-palnati - Office phone and Email on file: shown at https://lendb.ai/lo/sreenatha-palnati-2390175#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2390175 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip - state_regulator: https://www.sml.texas.gov/ - state_regulator: https://dfpi.ca.gov/ - lender_site: https://www.rammtg.com/sreenatha-palnati Cite as: Sreenatha Palnati (NMLS 2390175), Ram Mortgage, LLC. LenDb.ai, https://lendb.ai/lo/sreenatha-palnati-2390175, last verified 2026-10-24. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._