---
canonical_url: https://lendb.ai/lo/staci-cotter-404843
json_url: https://lendb.ai/lo/staci-cotter-404843.json
nmls_id: 404843
last_verified: 2026-10-09
---

# Staci Cotter

Loan Originator at Barrett Financial Group, Chandler, AZ. NMLS ID 404843 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/404843)).

**Summary:** Staci Cotter (NMLS 404843) is Loan Originator at Barrett Financial Group, based in Chandler, AZ. Licensed in 9 states: Arizona, California, Colorado, Kansas, Missouri, New Mexico, Oregon, Texas and 1 more. Focus areas shown on the lender page: Bank statement loan, Jumbo loan, Self-employed, FHA loan and VA loan. Last verified 2026-10-09.

## At a glance

- Years licensed: unknown
- Licensed in: Arizona (AZ), California (CA), Colorado (CO), Kansas (KS), Missouri (MO), New Mexico (NM), Oregon (OR), Texas (TX), Washington (WA)
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Bank statement loan** (`bank-statement`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.barrettfinancial.com/scotter
- **Jumbo loan** (`jumbo`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.barrettfinancial.com/scotter
- **Self-employed** (`self-employed`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.barrettfinancial.com/scotter
- **FHA loan** (`fha`): lender page, confidence 0.85, verified 2026-10-09. Source: https://www.barrettfinancial.com/scotter
- **VA loan** (`va`): lender page, confidence 0.85, verified 2026-10-09. Source: https://www.barrettfinancial.com/scotter
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.80, verified 2026-10-09. Source: https://www.barrettfinancial.com/scotter

## About

Staci is a dedicated mortgage loan officer with years of experience in the industry, serving clients across California, Colorado, and Missouri. They specialize in home purchase and refinance loans, including FHA, VA, jumbo, and bank statement loans.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: years of experience. Source: https://www.barrettfinancial.com/scotter, verified 2026-10-09.
- service_area: California, Colorado, Missouri. Source: https://www.barrettfinancial.com/scotter, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Issued | Source | Verified |
|---|---|---|---|---|---|---|
| AZ | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |
| CO | state_license | 100530710 | active | 2022-02-17 | state_regulator | 2026-10-09 |
| KS | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |
| MO | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |
| NM | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |
| OR | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |
| WA | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Barrett Financial Group (NMLS 181106), Chandler, AZ. Source: https://www.barrettfinancial.com/scotter, verified 2026-10-09.

## Disciplinary actions

None on record at LenDb (regulator orders are not loaded yet; check NMLS Consumer Access).

## Contact

- linkedin_url: https://www.linkedin.com/in/staci-cotter-a0026a15/ (source: lender_site, verified 2026-10-09)
- View profile at Barrett Financial Group: https://www.barrettfinancial.com/scotter
- Office phone and Email on file: shown at https://lendb.ai/lo/staci-cotter-404843#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/404843
- lender_site: https://www.barrettfinancial.com/scotter
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=291516&contact=517099

Cite as: Staci Cotter (NMLS 404843), Barrett Financial Group. LenDb.ai, https://lendb.ai/lo/staci-cotter-404843, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._