--- canonical_url: https://lendb.ai/lo/stacy-newgaard-332492 json_url: https://lendb.ai/lo/stacy-newgaard-332492.json nmls_id: 332492 last_verified: 2026-10-16 --- # Stacy Newgaard Mortgage Banker at Bell Bank, Orono, MN. NMLS ID 332492 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/332492)). Stacy Newgaard, NMLS 332492, works as a Mortgage Banker at Bell Bank in Orono, Minnesota. Stacy's lender page shows a focus on jumbo loan, physician and medical professional and real estate investor. **Summary:** Stacy Newgaard (NMLS 332492) is Mortgage Banker at Bell Bank, based in Orono, MN. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Jumbo loan, Physician and medical professional, Real estate investor, Vacation home and FHA loan. States 30 years of experience. Last verified 2026-10-16. ## Quick answers ### Is Stacy licensed? Stacy works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry. ### Does Stacy do jumbo loans? Stacy's profile lists jumbo loan as a focus (from their lender profile page). It also lists physician and medical professional, real estate investor and vacation home. Source: https://bell.bank/mortgage/loan-officer/stacynewgaard. ### What lender does Stacy work for? Bell Bank, company NMLS 419538, from the Orono, MN office, per the lender's own site (verified 2026-10-16). Source: https://bell.bank/mortgage/loan-officer/stacynewgaard. ### How much experience does Stacy have? Stacy states 30 years of experience. Source: https://bell.bank/mortgage/loan-officer/stacynewgaard. ## At a glance - Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Years experience (stated by the LO): 30 (source: https://bell.bank/mortgage/loan-officer/stacynewgaard, verified 2026-10-16) - Licensed in: no license list on file; check NMLS Consumer Access - Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS. - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - **Jumbo loan** (`jumbo`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/stacynewgaard - **Physician and medical professional** (`physician`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/stacynewgaard - **Real estate investor** (`investor`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/stacynewgaard - **Vacation home** (`vacation-home`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/stacynewgaard - **FHA loan** (`fha`): from their lender profile page, confidence 0.69, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/stacynewgaard - **USDA loan** (`usda`): from their lender profile page, confidence 0.69, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/stacynewgaard - **VA loan** (`va`): from their lender profile page, confidence 0.69, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/stacynewgaard - **Construction loan** (`construction`): from their lender profile page, confidence 0.68, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/stacynewgaard - **Renovation loan (203k / HomeStyle)** (`renovation`): from their lender profile page, confidence 0.68, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/stacynewgaard ## Facts from the lender page and intro - years_experience: 30. Source: https://bell.bank/mortgage/loan-officer/stacynewgaard, verified 2026-10-16. - community: Power of 100 Twin Cities, Women Who Care. Source: https://bell.bank/mortgage/loan-officer/stacynewgaard, verified 2026-10-16. - community: Co-founder and Leader, Power of 100 Southwest, Women Who Care. Source: https://bell.bank/mortgage/loan-officer/stacynewgaard, verified 2026-10-16. - community: St. Andrew Lutheran Church: member, small group leader, confirmation leader for 29 years. Source: https://bell.bank/mortgage/loan-officer/stacynewgaard, verified 2026-10-16. - community: Eden Prairie Noon Rotary: past president and board member for 25 years. Source: https://bell.bank/mortgage/loan-officer/stacynewgaard, verified 2026-10-16. - community: Wayzata Chamber of Commerce. Source: https://bell.bank/mortgage/loan-officer/stacynewgaard, verified 2026-10-16. - credential: Super Mortgage Professional, multi-year winner every year, 2015-2022. Source: https://bell.bank/mortgage/loan-officer/stacynewgaard, verified 2026-10-16. - credential: Bell President Club, multi-year winner. Source: https://bell.bank/mortgage/loan-officer/stacynewgaard, verified 2026-10-16. - credential: How Bell of you Recipient. Source: https://bell.bank/mortgage/loan-officer/stacynewgaard, verified 2026-10-16. - credential: Platinum Club. Source: https://bell.bank/mortgage/loan-officer/stacynewgaard, verified 2026-10-16. - other: Large number of repeat customers. Source: https://bell.bank/mortgage/loan-officer/stacynewgaard, verified 2026-10-16. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| ## Employment history - ? to present: Bell Bank (NMLS 419538), Orono, MN. Source: https://bell.bank/mortgage/loan-officer/stacynewgaard, verified 2026-10-16. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/332492 ## Contact - linkedin_url: https://www.linkedin.com/in/stacynewgaardteam/ (source: lender_site, verified 2026-10-16) - View profile at Bell Bank: https://bell.bank/mortgage/loan-officer/stacynewgaard - Office phone and Email on file: shown at https://lendb.ai/lo/stacy-newgaard-332492#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/332492 - lender_site: https://bell.bank/mortgage/loan-officer/stacynewgaard Cite as: Stacy Newgaard (NMLS 332492), Bell Bank. LenDb.ai, https://lendb.ai/lo/stacy-newgaard-332492, last verified 2026-10-16. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._