---
canonical_url: https://lendb.ai/lo/stanford-cross-493470
json_url: https://lendb.ai/lo/stanford-cross-493470.json
nmls_id: 493470
last_verified: 2026-10-16
---

# Stanford Cross

Mortgage Loan Officer at Bangor Savings Bank, Portsmouth, NH. NMLS ID 493470 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/493470)).

Stanford Cross (NMLS 493470) is a Mortgage Loan Officer at Bangor Savings Bank in Portsmouth, New Hampshire.

**Summary:** Stanford Cross (NMLS 493470) is Mortgage Loan Officer at Bangor Savings Bank, based in Portsmouth, NH. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Last verified 2026-10-16.

## Quick answers

### Is Stanford licensed?

Stanford works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry.

### What lender does Stanford work for?

Bangor Savings Bank, company NMLS 449200, from the Portsmouth, NH office, per the lender's own site (verified 2026-10-16). Source: https://www.bangor.com/personal-banking/borrowing/mortgages/find-a-mortgage-lender/stanford-cross/.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## About

Stanford Cross is a Mortgage Loan Officer who has worked in mortgage lending for over 32 years and is an Air Force veteran. They say they specialize in construction, investment property, USDA and VA loans. Their service area includes Portsmouth, Dover and surrounding communities in New Hampshire.

Source: LenDb summary of the lender page, verified 2026-10-16.

## Facts from the lender page and intro

- community: Engages with local non-profits. Source: https://www.bangor.com/personal-banking/borrowing/mortgages/find-a-mortgage-lender/stanford-cross/, verified 2026-10-16.
- service_area: Portsmouth, Dover, Exeter, Hampton, Rye, Newmarket, Stratham, NH. Source: https://www.bangor.com/personal-banking/borrowing/mortgages/find-a-mortgage-lender/stanford-cross/, verified 2026-10-16.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Bangor Savings Bank (NMLS 449200), Portsmouth, NH. Source: https://www.bangor.com/personal-banking/borrowing/mortgages/find-a-mortgage-lender/stanford-cross/, verified 2026-10-16.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/493470

## Contact

- View profile at Bangor Savings Bank: https://www.bangor.com/personal-banking/borrowing/mortgages/find-a-mortgage-lender/stanford-cross/
- Office phone and Email on file: shown at https://lendb.ai/lo/stanford-cross-493470#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/493470
- lender_site: https://www.bangor.com/personal-banking/borrowing/mortgages/find-a-mortgage-lender/stanford-cross/

Cite as: Stanford Cross (NMLS 493470), Bangor Savings Bank. LenDb.ai, https://lendb.ai/lo/stanford-cross-493470, last verified 2026-10-16.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._