---
canonical_url: https://lendb.ai/lo/stefanie-lyles-700033
json_url: https://lendb.ai/lo/stefanie-lyles-700033.json
nmls_id: 700033
last_verified: 2026-10-15
---

# Stefanie Lyles

Branch Manager | Mortgage Banker at Sente Mortgage, Inc., Cabot, AR. NMLS ID 700033 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/700033)).

**Summary:** Stefanie Lyles (NMLS 700033) is Branch Manager | Mortgage Banker at Sente Mortgage, Inc., based in Cabot, AR. Licensed in Texas, confirmed with the state regulator. Also lists Oklahoma and South Carolina on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan, USDA loan, VA loan, First-time buyer and Low credit score. Earliest state license record: July 19, 2021 (Texas), per state regulator. States 17 years of experience. Last verified 2026-10-15.

## At a glance

- Earliest state license record: July 19, 2021 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 17 (source: https://www.sentemortgage.com/mortgage-banker/stefanie-lyles/, verified 2026-10-15)
- Licensed in: Texas (TX, confirmed), Oklahoma (OK, lender_reported), South Carolina (SC, lender_reported)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **FHA loan** (`fha`): from their lender profile page, confidence 0.85, verified 2026-10-15. Source: https://www.sentemortgage.com/mortgage-banker/stefanie-lyles/
- **USDA loan** (`usda`): from their lender profile page, confidence 0.85, verified 2026-10-15. Source: https://www.sentemortgage.com/mortgage-banker/stefanie-lyles/
- **VA loan** (`va`): from their lender profile page, confidence 0.85, verified 2026-10-15. Source: https://www.sentemortgage.com/mortgage-banker/stefanie-lyles/
- **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.70, verified 2026-10-15. Source: https://www.sentemortgage.com/mortgage-banker/stefanie-lyles/
- **Low credit score** (`low-credit`): from their lender profile page, confidence 0.60, verified 2026-10-15. Source: https://www.sentemortgage.com/mortgage-banker/stefanie-lyles/

## Facts from the lender page and intro

- years_experience: 17. Source: https://www.sentemortgage.com/mortgage-banker/stefanie-lyles/, verified 2026-10-15.
- years_experience: 24. Source: https://www.sentemortgage.com/mortgage-banker/stefanie-lyles/, verified 2026-10-15.
- service_area: Cabot, Conway, Little Rock, Lonoke County. Source: https://www.sentemortgage.com/mortgage-banker/stefanie-lyles/, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| TX | state_license | n/a | active | confirmed | 2021-07-19 | state_regulator | 2026-10-13 |
| OK | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: Sente Mortgage, Inc. (NMLS 132111), Cabot, AR. Source: https://www.sentemortgage.com/mortgage-banker/stefanie-lyles/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/700033

## Contact

- View profile at Sente Mortgage, Inc.: https://www.sentemortgage.com/mortgage-banker/stefanie-lyles/
- Office phone on file: shown at https://lendb.ai/lo/stefanie-lyles-700033#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/700033
- state_regulator: https://www.sml.texas.gov/
- lender_site: https://www.sentemortgage.com/mortgage-banker/stefanie-lyles/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Stefanie Lyles (NMLS 700033), Sente Mortgage, Inc.. LenDb.ai, https://lendb.ai/lo/stefanie-lyles-700033, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._