---
canonical_url: https://lendb.ai/lo/stephanie-avery-446578
json_url: https://lendb.ai/lo/stephanie-avery-446578.json
nmls_id: 446578
last_verified: 2026-10-21
---

# Stephanie Avery

VP, Regional Retail Loan Manager at First Mid Bank & Trust, Des Moines, IA. NMLS ID 446578 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/446578)).

Stephanie Avery (NMLS 446578) is a mortgage loan officer at First Mid Bank & Trust in Des Moines, Iowa.

**Summary:** Stephanie Avery (NMLS 446578) is VP, Regional Retail Loan Manager at First Mid Bank & Trust, based in Des Moines, IA. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. States 25 years of experience. Last verified 2026-10-21.

## Quick answers

### Is Stephanie licensed?

Stephanie works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry.

### What lender does Stephanie work for?

First Mid Bank & Trust, company NMLS 411170, from the Des Moines, IA office, per the lender's own site (verified 2026-10-21). Source: https://www.firstmid.com/staff/stephanie-avery.

### How much experience does Stephanie have?

Stephanie states 25 years of experience. Source: https://www.firstmid.com/staff/stephanie-avery.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 25 (source: https://www.firstmid.com/staff/stephanie-avery, verified 2026-10-21)
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Facts from the lender page and intro

- years_experience: 25. Source: https://www.firstmid.com/staff/stephanie-avery, verified 2026-10-21.
- years_experience: since 1998. Source: https://www.firstmid.com/staff/stephanie-avery, verified 2026-10-21.
- service_area: Greater Des Moines, IA area. Source: https://www.firstmid.com/staff/stephanie-avery, verified 2026-10-21.
- role: Leadership positions since 2014. Source: https://www.firstmid.com/staff/stephanie-avery, verified 2026-10-21.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: First Mid Bank & Trust (NMLS 411170), Des Moines, IA. Source: https://www.firstmid.com/staff/stephanie-avery, verified 2026-10-21.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/446578

## Contact

- View profile at First Mid Bank & Trust: https://www.firstmid.com/staff/stephanie-avery
- Office phone and Email on file: shown at https://lendb.ai/lo/stephanie-avery-446578#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/446578
- lender_site: https://www.firstmid.com/staff/stephanie-avery

Cite as: Stephanie Avery (NMLS 446578), First Mid Bank & Trust. LenDb.ai, https://lendb.ai/lo/stephanie-avery-446578, last verified 2026-10-21.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._