---
canonical_url: https://lendb.ai/lo/stephanie-bjorge-1445028
json_url: https://lendb.ai/lo/stephanie-bjorge-1445028.json
nmls_id: 1445028
last_verified: 2026-10-09
---

# Stephanie Bjorge

Mortgage Advisor at Xpert Home Lending. NMLS ID 1445028 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1445028)).

**Summary:** Stephanie Bjorge (NMLS 1445028) is Mortgage Advisor at Xpert Home Lending. Lists California on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Manufactured home, Down payment assistance, Real estate investor, Renovation loan (203k / HomeStyle) and First-time buyer. Speaks Spanish. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: California (CA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: Spanish
- Profile: unclaimed
- Status: active

## Specialties

- **Manufactured home** (`manufactured`): lender page, confidence 0.90, verified 2026-10-09. Source: https://xperthomelending.com/loan-directory/stephanie-bjorge
- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.85, verified 2026-10-09. Source: https://xperthomelending.com/loan-directory/stephanie-bjorge
- **Real estate investor** (`investor`): lender page, confidence 0.85, verified 2026-10-09. Source: https://xperthomelending.com/loan-directory/stephanie-bjorge
- **Renovation loan (203k / HomeStyle)** (`renovation`): lender page, confidence 0.85, verified 2026-10-09. Source: https://xperthomelending.com/loan-directory/stephanie-bjorge
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.80, verified 2026-10-09. Source: https://xperthomelending.com/loan-directory/stephanie-bjorge
- **Construction loan** (`construction`): lender page, confidence 0.70, verified 2026-10-09. Source: https://xperthomelending.com/loan-directory/stephanie-bjorge
- **ITIN borrower** (`itin`): lender page, confidence 0.70, verified 2026-10-09. Source: https://xperthomelending.com/loan-directory/stephanie-bjorge
- **Non-QM loan** (`non-qm`): lender page, confidence 0.70, verified 2026-10-09. Source: https://xperthomelending.com/loan-directory/stephanie-bjorge
- **USDA loan** (`usda`): lender page, confidence 0.70, verified 2026-10-09. Source: https://xperthomelending.com/loan-directory/stephanie-bjorge
- **VA loan** (`va`): lender page, confidence 0.70, verified 2026-10-09. Source: https://xperthomelending.com/loan-directory/stephanie-bjorge
- **Bank statement loan** (`bank-statement`): lender page, confidence 0.10, verified 2026-10-09. Source: https://xperthomelending.com/loan-directory/stephanie-bjorge
- **DSCR loan** (`dscr`): lender page, confidence 0.10, verified 2026-10-09. Source: https://xperthomelending.com/loan-directory/stephanie-bjorge
- **FHA loan** (`fha`): lender page, confidence 0.10, verified 2026-10-09. Source: https://xperthomelending.com/loan-directory/stephanie-bjorge

## About

Stephanie is a bilingual mortgage broker serving California homebuyers, investors, and families. She specializes in traditional and unique financing situations, including self-employed borrowers, manufactured homes, renovation financing, and down payment assistance programs.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: El Dorado County, California. Source: https://xperthomelending.com/loan-directory/stephanie-bjorge, verified 2026-10-09.
- credential: Co-Chair of Young Professionals Network (YPN) for El Dorado County Association of REALTORS. Source: https://xperthomelending.com/loan-directory/stephanie-bjorge, verified 2026-10-09.
- community: Sacramento SPCA Event Planning Committee member; sponsors adoption fees for shelter dogs with each home purchase. Source: https://xperthomelending.com/loan-directory/stephanie-bjorge, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Xpert Home Lending (NMLS 2179191). Source: https://xperthomelending.com/loan-directory/stephanie-bjorge, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1445028

## Contact

- View profile at Xpert Home Lending: https://xperthomelending.com/loan-directory/stephanie-bjorge
- Office phone on file: shown at https://lendb.ai/lo/stephanie-bjorge-1445028#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1445028
- lender_site: https://xperthomelending.com/loan-directory/stephanie-bjorge

Cite as: Stephanie Bjorge (NMLS 1445028), Xpert Home Lending. LenDb.ai, https://lendb.ai/lo/stephanie-bjorge-1445028, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._