---
canonical_url: https://lendb.ai/lo/stephanie-cafferty-925596
json_url: https://lendb.ai/lo/stephanie-cafferty-925596.json
nmls_id: 925596
last_verified: 2026-10-09
---

# Steph Cafferty

Loan Officer at CrossCountry Mortgage, Reston, VA. NMLS ID 925596 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/925596)).

**Summary:** Steph Cafferty (NMLS 925596) is Loan Officer at CrossCountry Mortgage, based in Reston, VA. Licensed in Florida, confirmed with the state regulator (license LO145484). Also lists New Jersey, South Carolina and Virginia on the lender page (not yet checked with the state regulator). Earliest state license record: March 3, 2026 (Florida), per state regulator. States 9 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: March 3, 2026 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 9 (source: https://crosscountrymortgage.com/reston-va-3862/stephanie-cafferty/, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), New Jersey (NJ, lender_reported), South Carolina (SC, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Steph brings 9 years of mortgage and real estate experience, including production management and loan consulting. They hold a master's degree in real estate from Georgetown University and now focus on delivering a detail-driven, client-focused mortgage experience.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 9. Source: https://crosscountrymortgage.com/reston-va-3862/stephanie-cafferty/, verified 2026-10-09.
- role: production manager and loan consultant. Source: https://crosscountrymortgage.com/reston-va-3862/stephanie-cafferty/, verified 2026-10-09.
- education: Master's degree in real estate from Georgetown University. Source: https://crosscountrymortgage.com/reston-va-3862/stephanie-cafferty/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO145484 | active | confirmed | 2026-03-03 | state_regulator | 2026-10-09 |
| NJ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Reston, VA. Source: https://crosscountrymortgage.com/reston-va-3862/stephanie-cafferty/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/925596

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/reston-va-3862/stephanie-cafferty/
- Email on file: shown at https://lendb.ai/lo/stephanie-cafferty-925596#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/925596
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://crosscountrymortgage.com/reston-va-3862/stephanie-cafferty/

Cite as: Steph Cafferty (NMLS 925596), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/stephanie-cafferty-925596, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._