---
canonical_url: https://lendb.ai/lo/stephanie-david-walker-137004
json_url: https://lendb.ai/lo/stephanie-david-walker-137004.json
nmls_id: 137004
last_verified: 2026-10-09
---

# Stephanie David Walker

Senior Loan Officer at Embrace Home Loans, Timonium, MD. NMLS ID 137004 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/137004)).

**Summary:** Stephanie David Walker (NMLS 137004) is Senior Loan Officer at Embrace Home Loans, based in Timonium, MD. Licensed in Pennsylvania, confirmed with the state regulator (license 24276). Also lists District of Columbia, Maryland, New Jersey and Virginia on the lender page (not yet checked with the state regulator). States 20 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 20 (source: https://www.embracehomeloans.com/location/maryland/timonium/stephanie-davidwalker, verified 2026-10-09)
- Licensed in: Pennsylvania (PA, confirmed), District of Columbia (DC, lender_reported), Maryland (MD, lender_reported), New Jersey (NJ, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Stephanie has 20+ years of mortgage experience and focuses on serving first-time homebuyers, repeat buyers, and refinancing clients throughout Baltimore and surrounding communities. She prioritizes clear communication and sustainable homeownership.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 20. Source: https://www.embracehomeloans.com/location/maryland/timonium/stephanie-davidwalker, verified 2026-10-09.
- other: Mortgage career began in 2001. Source: https://www.embracehomeloans.com/location/maryland/timonium/stephanie-davidwalker, verified 2026-10-09.
- role: Previously worked as Juvenile Counselor for State of Maryland. Source: https://www.embracehomeloans.com/location/maryland/timonium/stephanie-davidwalker, verified 2026-10-09.
- service_area: Baltimore, Maryland and surrounding communities; Timonium area. Source: https://www.embracehomeloans.com/location/maryland/timonium/stephanie-davidwalker, verified 2026-10-09.
- community: Deeply connected to Baltimore community with extensive experience working alongside local housing and educational resources. Source: https://www.embracehomeloans.com/location/maryland/timonium/stephanie-davidwalker, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| PA | state_license | 24276 | active | confirmed |  | state_regulator | 2026-10-10 |
| DC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NJ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Embrace Home Loans (NMLS 2184), Timonium, MD. Source: https://www.embracehomeloans.com/location/maryland/timonium/stephanie-davidwalker, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/137004

## Contact

- View profile at Embrace Home Loans: https://www.embracehomeloans.com/location/maryland/timonium/stephanie-davidwalker
- Office phone and Email on file: shown at https://lendb.ai/lo/stephanie-david-walker-137004#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/137004
- state_regulator: https://data.pa.gov/d/tyxc-jyug
- lender_site: https://www.embracehomeloans.com/location/maryland/timonium/stephanie-davidwalker

Cite as: Stephanie David Walker (NMLS 137004), Embrace Home Loans. LenDb.ai, https://lendb.ai/lo/stephanie-david-walker-137004, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._