---
canonical_url: https://lendb.ai/lo/stephanie-henderly-1367068
json_url: https://lendb.ai/lo/stephanie-henderly-1367068.json
nmls_id: 1367068
last_verified: 2026-10-09
---

# Stephanie Henderly

Loan Officer at Ruoff Mortgage. NMLS ID 1367068 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1367068)).

**Summary:** Stephanie Henderly (NMLS 1367068) is Loan Officer at Ruoff Mortgage. Lists Michigan and Ohio on the lender page (not yet checked with the state regulator). Earliest state license record: December 29, 2015 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: December 29, 2015 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Michigan (MI, lender_reported), Ohio (OH, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Facts from the lender page and intro

- credential: Ohio MLO License: MLO.048724.001. Source: https://www.ruoff.com/StephanieHenderly, verified 2026-10-09.
- credential: Top Mortgage Lenders (Scotsman Guide). Source: https://www.ruoff.com/StephanieHenderly, verified 2026-10-09.
- credential: Ruoff Customer Experience Award. Source: https://www.ruoff.com/StephanieHenderly, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO33164 | expired | confirmed | 2015-12-29 | state_regulator | 2026-10-09 |
| MI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OH | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Ruoff Mortgage (NMLS 141868). Source: https://www.ruoff.com/StephanieHenderly, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1367068

## Contact

- View profile at Ruoff Mortgage: https://www.ruoff.com/StephanieHenderly
- Office phone on file: shown at https://lendb.ai/lo/stephanie-henderly-1367068#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1367068
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.ruoff.com/StephanieHenderly

Cite as: Stephanie Henderly (NMLS 1367068), Ruoff Mortgage. LenDb.ai, https://lendb.ai/lo/stephanie-henderly-1367068, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._