{
  "canonical_url": "https://lendb.ai/lo/stephanie-jarrard-1598757",
  "loan_officer": {
    "nmls_id": 1598757,
    "slug": "stephanie-jarrard-1598757",
    "canonical_url": "https://lendb.ai/lo/stephanie-jarrard-1598757",
    "md_url": "https://lendb.ai/lo/stephanie-jarrard-1598757.md",
    "json_url": "https://lendb.ai/lo/stephanie-jarrard-1598757.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1598757",
    "full_name": {
      "value": "Stephanie Jarrard",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/sjarrard",
      "verified_at": "2026-10-09"
    },
    "first_name": "Stephanie",
    "last_name": "Jarrard",
    "headshot_url": {
      "value": "https://v5.airtableusercontent.com/v3/u/58/58/1791554400000/7ORNoW2QCuT7zwabsx4eKQ/Q_hbr0AXcPxJtkfcqidsSYXpk1QyIGxTOqV7lmz85YZPFc_LT9TRUUIzAaSI7wFHZr4k6SLfW_YKgouo3Ooy2vNXGv2MbrmWNVgqY9Sc_Zn_7hext5_ptzdZzzsco0CPq0tYWGc2UL0ve2vQrnVz_mQNgMgZix3rk-yEGWHNCw4/sqG86cseou9Dcy654yHMNs1sJkuqEoOXSZGVKcg5r7M",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/sjarrard",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Stephanie has worked in the finance industry since 2011. She is based in the Rogue Valley and passionate about building trusting customer relationships and educating clients through the entire home buying process.",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/sjarrard",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Loan Officer",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/sjarrard",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/sjarrard",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 80,
    "current_employment": {
      "lender_nmls_id": 1839243,
      "lender_name": "Empire Home Loans",
      "lender_slug": "empire-home-loans-1839243",
      "branch_city": "Fair Oaks",
      "branch_state": "CA",
      "branch_zip": "95628",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.empirehomeloans.com/team/sjarrard",
      "lender_type": "broker",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/sjarrard",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1839243,
        "lender_name": "Empire Home Loans",
        "lender_slug": "empire-home-loans-1839243",
        "branch_city": "Fair Oaks",
        "branch_state": "CA",
        "branch_zip": "95628",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.empirehomeloans.com/team/sjarrard",
        "lender_type": "broker",
        "source": "lender_site",
        "source_url": "https://www.empirehomeloans.com/team/sjarrard",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "since 2011",
        "source": "lender_site",
        "source_url": "https://www.empirehomeloans.com/team/sjarrard",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "service_area",
        "value": "Rogue Valley (Grants Pass, Medford area)",
        "source": "lender_site",
        "source_url": "https://www.empirehomeloans.com/team/sjarrard",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "education",
        "value": "Bachelor's degree from Linfield College",
        "source": "lender_site",
        "source_url": "https://www.empirehomeloans.com/team/sjarrard",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "community",
        "value": "Active volunteer supporting Hearts with a Mission, a local non-profit helping teens and young adults lacking family support",
        "source": "lender_site",
        "source_url": "https://www.empirehomeloans.com/team/sjarrard",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 10:00:12.655028+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/stephanie-jarrard-1598757#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/sjarrard",
      "verified_at": "2026-10-09"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": null
  }
}