---
canonical_url: https://lendb.ai/lo/stephanie-mills-2818375
json_url: https://lendb.ai/lo/stephanie-mills-2818375.json
nmls_id: 2818375
last_verified: 2026-10-09
---

# Stephanie Mills

Mortgage Loan Officer at Loan Factory. NMLS ID 2818375 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2818375)).

**Summary:** Stephanie Mills (NMLS 2818375) is Mortgage Loan Officer at Loan Factory. Licensed in Florida, confirmed with the state regulator (license LO148269). Also lists Alabama on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: VA loan. Earliest state license record: June 2, 2026 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: June 2, 2026 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Alabama (AL, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **VA loan** (`va`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/stephanie-mills-2818375

## About

Licensed originator serving Florida and Alabama with decades of real estate, legal, and compliance experience. Committed to USDA, FHA, and VA programs; also assists with mobile homes, investment property, and vacant land.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- credential: Certified Paralegal. Source: https://www.loanfactory.com/mortgage-expert/stephanie-mills-2818375, verified 2026-10-09.
- credential: ICC-certified Permit Technician. Source: https://www.loanfactory.com/mortgage-expert/stephanie-mills-2818375, verified 2026-10-09.
- credential: Florida Real Estate License since 1994. Source: https://www.loanfactory.com/mortgage-expert/stephanie-mills-2818375, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO148269 | active | confirmed | 2026-06-02 | state_regulator | 2026-10-09 |
| AL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/stephanie-mills-2818375, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2818375

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/stephanie-mills-2818375

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2818375
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.loanfactory.com/mortgage-expert/stephanie-mills-2818375

Cite as: Stephanie Mills (NMLS 2818375), Loan Factory. LenDb.ai, https://lendb.ai/lo/stephanie-mills-2818375, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._