--- canonical_url: https://lendb.ai/lo/stephanie-rae-penn-1056976 json_url: https://lendb.ai/lo/stephanie-rae-penn-1056976.json nmls_id: 1056976 last_verified: 2026-10-28 --- # Stephanie Rae Penn Loan Originator at Barrett Financial Group, Las Vegas, NV. NMLS ID 1056976 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1056976)). Based in Las Vegas, Nevada, Stephanie Rae Penn (NMLS 1056976) is a Loan Originator at Barrett Financial Group, licensed in Illinois since 2018. **Summary:** Stephanie Rae Penn (NMLS 1056976) is Loan Originator at Barrett Financial Group, based in Las Vegas, NV. Licensed in Illinois, confirmed with the state regulator (license 31.0053350). Also lists Nevada on the lender page (not yet checked with the state regulator). Barrett Financial Group also offers FHA loan, HELOC, Jumbo loan, Non-QM loan and Reverse mortgage and 2 more (a lender program, not confirmed as their own focus). Earliest state license record: June 1, 2018 (Illinois), per state regulator. Last verified 2026-10-28. ## Quick answers ### Is Stephanie licensed in Nevada? Barrett Financial Group's page for Stephanie lists Nevada. LenDb has not checked it with the state regulator yet, so verify at NMLS Consumer Access. LenDb has 1 other state on file for Stephanie. Source: https://www.barrettfinancial.com/stephanie-rae-penn. ### What lender does Stephanie work for? Barrett Financial Group, company NMLS 181106, from the Las Vegas, NV office, per the lender's own site (verified 2026-10-20). Source: https://www.barrettfinancial.com/stephanie-rae-penn. ### How long has Stephanie been licensed? The earliest state license record LenDb holds for Stephanie is from June 1, 2018 (Illinois regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://idfpr.illinois.gov/banks/resfin.html. ## At a glance - Earliest state license record: June 1, 2018 (Illinois), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Licensed in: Illinois (IL, confirmed), Nevada (NV, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - None on file yet. ### Their lender offers (lender level: Barrett Financial Group's programs, not confirmed as this person's focus) - **FHA loan** (`fha`): verified 2026-10-09. Source: https://www.barrettfinancial.com - **HELOC** (`heloc`): verified 2026-10-09. Source: https://www.barrettfinancial.com - **Jumbo loan** (`jumbo`): verified 2026-10-09. Source: https://www.barrettfinancial.com - **Non-QM loan** (`non-qm`): verified 2026-10-09. Source: https://www.barrettfinancial.com - **Reverse mortgage** (`reverse`): verified 2026-10-09. Source: https://www.barrettfinancial.com - **USDA loan** (`usda`): verified 2026-10-09. Source: https://www.barrettfinancial.com - **VA loan** (`va`): verified 2026-10-09. Source: https://www.barrettfinancial.com ## About Stephanie Rae Penn is a Loan Originator licensed in IL and NV. Their page says they help people looking for property in Nevada or Illinois. Source: LenDb summary of the lender page, verified 2026-10-20. ## Facts from the lender page and intro - service_area: Nevada and Illinois. Source: https://www.barrettfinancial.com/stephanie-rae-penn, verified 2026-10-20. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | IL | Illinois regulator | state_license | 31.0053350 | active | confirmed | 2018-06-01 | state_regulator | 2026-10-28 | | NV | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-20 | ## Employment history - ? to present: Barrett Financial Group (NMLS 181106), Las Vegas, NV. Source: https://www.barrettfinancial.com/stephanie-rae-penn, verified 2026-10-20. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1056976 ## Contact - linkedin_url: https://www.linkedin.com/in/loanz4u/ (source: lender_site, verified 2026-10-20) - View profile at Barrett Financial Group: https://www.barrettfinancial.com/stephanie-rae-penn - Office phone and Email on file: shown at https://lendb.ai/lo/stephanie-rae-penn-1056976#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1056976 - state_regulator: https://idfpr.illinois.gov/banks/resfin.html - lender_site: https://www.barrettfinancial.com/stephanie-rae-penn - lender_site (lender programs): https://www.barrettfinancial.com Cite as: Stephanie Rae Penn (NMLS 1056976), Barrett Financial Group. LenDb.ai, https://lendb.ai/lo/stephanie-rae-penn-1056976, last verified 2026-10-28. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._