--- canonical_url: https://lendb.ai/lo/stephanie-yarusinsky-625387 json_url: https://lendb.ai/lo/stephanie-yarusinsky-625387.json nmls_id: 625387 last_verified: 2026-10-28 --- # Stephanie Yarusinsky Loan Officer at Ladera Lending, Inc., Ladera Ranch, CA. NMLS ID 625387 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/625387)). Stephanie Yarusinsky, NMLS 625387, works as a Loan Officer at Ladera Lending, Inc. in Ladera Ranch, California and is licensed in Texas since 2014 and in Florida, Colorado, California and Illinois. Stephanie works at an FHA-approved lender, per HUD. **Summary:** Stephanie Yarusinsky (NMLS 625387) is Loan Officer at Ladera Lending, Inc., based in Ladera Ranch, CA. Licensed in 5 states confirmed with state regulators: Florida, Texas, Colorado, California and Illinois. Earliest state license record: October 27, 2014 (Texas), per state regulator. Last verified 2026-10-28. ## Quick answers ### Is Stephanie licensed in California? Yes. California regulator records list license CA-DBO625387 as active, first effective November 1, 2014 (verified 2026-10-24). LenDb has 4 other states on file for Stephanie. Source: https://dfpi.ca.gov/. ### What lender does Stephanie work for, and is it FHA-approved? Ladera Lending, Inc., company NMLS 835555, from the Ladera Ranch, CA office, per the lender's own site (verified 2026-10-15). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026). Source: https://laderalending.com/team-member/stephanie-yarusinsky/. ### How long has Stephanie been licensed? The earliest state license record LenDb holds for Stephanie is from October 27, 2014 (Texas regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://www.sml.texas.gov/. ## At a glance - Earliest state license record: October 27, 2014 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Also licensed as (state regulator records, same NMLS ID): Stephanie A. Yarusinsky (CA, CO, CT, FL, TX, as of 2026-10-22) - Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), Colorado (CO, confirmed), California (CA DFPI, confirmed), Illinois (IL, confirmed) - Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - None on file yet. ## Facts from the lender page and intro - years_experience: over a decade. Source: https://laderalending.com/team-member/stephanie-yarusinsky/, verified 2026-10-15. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO142897 | active | confirmed | 2025-11-20 | state_regulator | 2026-10-15 | | TX | Texas regulator | state_license | n/a | active | confirmed | 2014-10-27 | state_regulator | 2026-10-13 | | CT | Connecticut regulator | state_license | LO-625387 | inactive | confirmed | | state_regulator | 2026-10-15 | | CO | Colorado regulator | state_license | 100503721 | active | confirmed | 2016-08-15 | state_regulator | 2026-10-16 | | WI | Wisconsin regulator | state_license | 625387 | expired | confirmed | 2022-04-13 | state_regulator | 2026-10-21 | | CA | California Department of Financial Protection and Innovation | state_license | CA-DBO625387 | active | confirmed | 2014-11-01 | state_regulator | 2026-10-24 | | IL | Illinois regulator | state_license | 31.0091506 | active | confirmed | 2025-09-10 | state_regulator | 2026-10-28 | ## Employment history - ? to present: Ladera Lending, Inc. (NMLS 835555), Ladera Ranch, CA. Source: https://laderalending.com/team-member/stephanie-yarusinsky/, verified 2026-10-15. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/625387 ## Contact - View profile at Ladera Lending, Inc.: https://laderalending.com/team-member/stephanie-yarusinsky/ - Office phone and Email on file: shown at https://lendb.ai/lo/stephanie-yarusinsky-625387#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/625387 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip - state_regulator: https://www.sml.texas.gov/ - state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut - state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=182011&contact=396537 - state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/ - state_regulator: https://dfpi.ca.gov/ - state_regulator: https://idfpr.illinois.gov/banks/resfin.html - state_regulator: https://laderalending.com/team-member/stephanie-yarusinsky/ - HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot Cite as: Stephanie Yarusinsky (NMLS 625387), Ladera Lending, Inc.. LenDb.ai, https://lendb.ai/lo/stephanie-yarusinsky-625387, last verified 2026-10-28. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._