---
canonical_url: https://lendb.ai/lo/stephen-cappa-379198
json_url: https://lendb.ai/lo/stephen-cappa-379198.json
nmls_id: 379198
last_verified: 2026-10-09
---

# Stephen Cappa

Loan Officer at Guild Mortgage, San Francisco, CA. NMLS ID 379198 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/379198)).

**Summary:** Stephen Cappa (NMLS 379198) is Loan Officer at Guild Mortgage, based in San Francisco, CA. Licensed in California. Last verified 2026-10-09.

## At a glance

- Years licensed: unknown
- Licensed in: California (CA)
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Issued | Source | Verified |
|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Guild Mortgage (NMLS 3274), San Francisco, CA. Source: https://branches.guildmortgage.com/ca/sanfrancisco/stephen-cappa-393-sbsc.html, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/379198

## Contact

- linkedin_url: https://www.linkedin.com/in/loans1/ (source: lender_site, verified 2026-10-09)
- View profile at Guild Mortgage: https://branches.guildmortgage.com/ca/sanfrancisco/stephen-cappa-393-sbsc.html
- Office phone and Email on file: shown at https://lendb.ai/lo/stephen-cappa-379198#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/379198
- lender_site: https://branches.guildmortgage.com/ca/sanfrancisco/stephen-cappa-393-sbsc.html

Cite as: Stephen Cappa (NMLS 379198), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/stephen-cappa-379198, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._