---
canonical_url: https://lendb.ai/lo/stephen-cote-16178
json_url: https://lendb.ai/lo/stephen-cote-16178.json
nmls_id: 16178
last_verified: 2026-10-15
---

# Stephen Cote

Loan Officer at New Fed Mortgage, Corp., MA. NMLS ID 16178 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/16178)).

**Summary:** Stephen Cote (NMLS 16178) is Loan Officer at New Fed Mortgage, Corp., based in Massachusetts. Focus areas shown on the lender page: First-time buyer. States 20 years of experience. Last verified 2026-10-15.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 20 (source: https://newfed.com/loan-officers/stephen-cote/, verified 2026-10-15)
- Licensed in: no license list on file; check NMLS Consumer Access
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **First-time buyer** (`first-time-buyer`): from their bio (lender page), confidence 0.70, verified 2026-10-15. Source: https://newfed.com/loan-officers/stephen-cote/

## Facts from the lender page and intro

- years_experience: 20. Source: https://newfed.com/loan-officers/stephen-cote/, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: New Fed Mortgage, Corp. (NMLS 1881), MA. Source: https://newfed.com/loan-officers/stephen-cote/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/16178

## Contact

- View profile at New Fed Mortgage, Corp.: https://newfed.com/loan-officers/stephen-cote/
- Office phone and Email on file: shown at https://lendb.ai/lo/stephen-cote-16178#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/16178
- lender_site: https://newfed.com/loan-officers/stephen-cote/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Stephen Cote (NMLS 16178), New Fed Mortgage, Corp.. LenDb.ai, https://lendb.ai/lo/stephen-cote-16178, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._