---
canonical_url: https://lendb.ai/lo/stephen-ersfeld-2778314
json_url: https://lendb.ai/lo/stephen-ersfeld-2778314.json
nmls_id: 2778314
last_verified: 2026-10-21
---

# Stephen Ersfeld

Loan officer at E Mortgage Capital, Inc.. NMLS ID 2778314 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2778314)).

Stephen Ersfeld (NMLS 2778314) is a mortgage loan officer at E Mortgage Capital, Inc., licensed in Wisconsin since 2025.

**Summary:** Stephen Ersfeld (NMLS 2778314) is a loan officer at E Mortgage Capital, Inc.. Licensed in Wisconsin, confirmed with the state regulator (license 2778314). Earliest state license record: December 16, 2025 (Wisconsin), per state regulator. Last verified 2026-10-21.

## Quick answers

### Is Stephen licensed in Wisconsin?

Yes. Wisconsin regulator records list license 2778314 as active, first effective December 16, 2025 (verified 2026-10-21). Source: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/.

### What lender does Stephen work for?

E Mortgage Capital, Inc., company NMLS 1416824, per the lender's own site (verified 2026-10-21). Source: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/.

### How long has Stephen been licensed?

The earliest state license record LenDb holds for Stephen is from December 16, 2025 (Wisconsin regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/.

## At a glance

- Earliest state license record: December 16, 2025 (Wisconsin), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Wisconsin (WI, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| WI | Wisconsin regulator | state_license | 2778314 | active | confirmed | 2025-12-16 | state_regulator | 2026-10-21 |

## Employment history

- ? to present: E Mortgage Capital, Inc. (NMLS 1416824). Source: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/, verified 2026-10-21.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2778314

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2778314
- state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/

Cite as: Stephen Ersfeld (NMLS 2778314), E Mortgage Capital, Inc.. LenDb.ai, https://lendb.ai/lo/stephen-ersfeld-2778314, last verified 2026-10-21.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._