--- canonical_url: https://lendb.ai/lo/stephen-kaminski-1280283 json_url: https://lendb.ai/lo/stephen-kaminski-1280283.json nmls_id: 1280283 last_verified: 2026-10-09 --- # Steve Kaminski Originating Branch Manager at CrossCountry Mortgage, Solana Beach, CA. NMLS ID 1280283 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1280283)). **Summary:** Steve Kaminski (NMLS 1280283) is Originating Branch Manager at CrossCountry Mortgage, based in Solana Beach, CA. Licensed in Florida, confirmed with the state regulator (license LO117276). Also lists Iowa, Idaho, Indiana, North Carolina, Tennessee, Virginia, Wisconsin, Arizona and 4 more on the lender page (not yet checked with the state regulator). Earliest state license record: February 8, 2023 (Florida), per state regulator. Last verified 2026-10-09. ## At a glance - Earliest state license record: February 8, 2023 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Licensed in: Florida (FL, confirmed), Iowa (IA, lender_reported), Idaho (ID, lender_reported), Indiana (IN, lender_reported), North Carolina (NC, lender_reported), Tennessee (TN, lender_reported), Virginia (VA, lender_reported), Wisconsin (WI, lender_reported), Arizona (AZ, lender_reported), California (CA, lender_reported), Illinois (IL, lender_reported), Texas (TX, lender_reported), Washington (WA, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties ## About Steve is an Originating Branch Manager with years of experience providing expert guidance on conventional, FHA and home equity loans for various borrower situations. Source: LenDb summary of the lender page, verified 2026-10-09. ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | FL | state_license | LO117276 | active | confirmed | 2023-02-08 | state_regulator | 2026-10-09 | | IA | state_license | 55042 | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | ID | state_license | MLO-2081280283 | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | IN | state_license | 1280283TemporaryAuthority | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NC | state_license | I-225249 | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | TN | state_license | 1280283 | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | VA | state_license | MLO-65692VA | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | WI | state_license | 1280283 | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | AZ | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | CA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | IL | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | TX | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | WA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | ## Employment history - ? to present: CrossCountry Mortgage (NMLS 3029), Solana Beach, CA. Source: https://crosscountrymortgage.com/solana-beach-ca-5208/stephen-kaminski/, verified 2026-10-09. - ? to 2026-10-09: Fairway Independent Mortgage Corporation (NMLS 2289), Carlsbad, CA. Source: https://www.fairway.com/lo/steve-kaminski-1280283, verified 2026-10-09. - ? to 2026-10-09: CrossCountry Mortgage (NMLS 3029), Solana Beach, CA. Source: https://crosscountrymortgage.com/solana-beach-ca-5208/stephen-kaminski/, verified 2026-10-09. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1280283 ## Contact - View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/solana-beach-ca-5208/stephen-kaminski/ - Email and Office phone on file: shown at https://lendb.ai/lo/stephen-kaminski-1280283#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1280283 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip - lender_site: https://crosscountrymortgage.com/solana-beach-ca-5208/stephen-kaminski/ - lender_site: https://www.fairway.com/lo/steve-kaminski-1280283 Cite as: Steve Kaminski (NMLS 1280283), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/stephen-kaminski-1280283, last verified 2026-10-09. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._