---
canonical_url: https://lendb.ai/lo/stephen-kulisek-21743
json_url: https://lendb.ai/lo/stephen-kulisek-21743.json
nmls_id: 21743
last_verified: 2026-10-09
---

# Stephen Kulisek

SVP of Mortgage Lending at Total Mortgage Services, Hackensack, NJ. NMLS ID 21743 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/21743)).

**Summary:** Stephen Kulisek (NMLS 21743) is SVP of Mortgage Lending at Total Mortgage Services, based in Hackensack, NJ. Licensed since 2011 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2011 (per Florida records). This is license history on file, not total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO9969 | inactive | confirmed | 2011-09-15 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: Total Mortgage Services (NMLS 2764), Hackensack, NJ. Source: https://www.totalmortgage.com/bankers/steve-kulisek, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/21743

## Contact

- View profile at Total Mortgage Services: https://www.totalmortgage.com/bankers/steve-kulisek
- Email on file: shown at https://lendb.ai/lo/stephen-kulisek-21743#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/21743
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.totalmortgage.com/bankers/steve-kulisek

Cite as: Stephen Kulisek (NMLS 21743), Total Mortgage Services. LenDb.ai, https://lendb.ai/lo/stephen-kulisek-21743, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._