---
canonical_url: https://lendb.ai/lo/stephen-lutche-2192176
json_url: https://lendb.ai/lo/stephen-lutche-2192176.json
nmls_id: 2192176
last_verified: 2026-10-09
---

# Stephen Lutche

Originating Branch Manager at CrossCountry Mortgage, York, PA. NMLS ID 2192176 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2192176)).

**Summary:** Stephen Lutche (NMLS 2192176) is Originating Branch Manager at CrossCountry Mortgage, based in York, PA. Licensed in 2 states confirmed with state regulators: Florida and Pennsylvania. Also lists Maryland and Virginia on the lender page (not yet checked with the state regulator). Licensed since 2024 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2024 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Maryland (MD, lender_reported), Pennsylvania (PA, confirmed), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Stephen is a long-time Harford County resident and York-based loan officer who loves getting involved in the community and is committed to developing mortgage plans tailored to each borrower's goals.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO130367 | active | confirmed | 2024-07-18 | state_regulator | 2026-10-09 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| PA | state_license | 106443 | active | confirmed |  | state_regulator | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), York, PA. Source: https://crosscountrymortgage.com/york-pa-2520/stephen-lutche/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2192176

## Contact

- linkedin_url: https://www.linkedin.com/in/stephen-l-lutche-b3869224a/ (source: lender_site, verified 2026-10-09)
- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/york-pa-2520/stephen-lutche/
- Office phone and Email on file: shown at https://lendb.ai/lo/stephen-lutche-2192176#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2192176
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://crosscountrymortgage.com/york-pa-2520/stephen-lutche/
- state_regulator: https://data.pa.gov/d/tyxc-jyug

Cite as: Stephen Lutche (NMLS 2192176), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/stephen-lutche-2192176, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._