---
canonical_url: https://lendb.ai/lo/stephen-scott-194721
json_url: https://lendb.ai/lo/stephen-scott-194721.json
nmls_id: 194721
last_verified: 2026-10-09
---

# Stephen Scott

Senior Mortgage Loan Officer at American National Bank of Texas, Richardson, TX. NMLS ID 194721 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/194721)).

**Summary:** Stephen Scott (NMLS 194721) is Senior Mortgage Loan Officer at American National Bank of Texas, based in Richardson, TX. Lists Texas on the lender page (not yet checked with the state regulator). Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Physician and medical professional. States 30 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 30 (source: https://www.anbtx.com:443/team-members/stephen-scott/, verified 2026-10-09)
- Licensed in: Texas (TX, lender_reported)
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Physician and medical professional** (`physician`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.anbtx.com/Team-Members/stephen-scott

## About

Stephen has nearly 30 years of mortgage lending experience and serves Richardson and surrounding Northern Dallas County and Southern Collin County communities, specializing in physician loans.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 30. Source: https://www.anbtx.com:443/team-members/stephen-scott/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: American National Bank of Texas (NMLS 445248), Richardson, TX. Source: https://www.anbtx.com:443/team-members/stephen-scott/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/194721

## Contact

- linkedin_url: https://www.linkedin.com/in/steve-scott-58762638/ (source: lender_site, verified 2026-10-09)
- View profile at American National Bank of Texas: https://www.anbtx.com:443/team-members/stephen-scott/
- Office phone and Email on file: shown at https://lendb.ai/lo/stephen-scott-194721#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/194721
- lender_site: https://www.anbtx.com:443/team-members/stephen-scott/
- lender_site: https://www.anbtx.com/Team-Members/stephen-scott

Cite as: Stephen Scott (NMLS 194721), American National Bank of Texas. LenDb.ai, https://lendb.ai/lo/stephen-scott-194721, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._