--- canonical_url: https://lendb.ai/lo/steve-atkins-1309830 json_url: https://lendb.ai/lo/steve-atkins-1309830.json nmls_id: 1309830 last_verified: 2026-10-15 --- # Steve Atkins Mortgage Loan Originator at Trident Home Loans, Pensacola, FL. NMLS ID 1309830 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1309830)). Steve Atkins, NMLS 1309830, works as a Mortgage Loan Originator at Trident Home Loans in Pensacola, Florida and is licensed in Florida. **Summary:** Steve Atkins (NMLS 1309830) is Mortgage Loan Originator at Trident Home Loans, based in Pensacola, FL. Licensed in Florida, confirmed with the state regulator (license LO118811). Trident Home Loans also offers Condo, Construction loan, FHA loan, Real estate investor and Jumbo loan and 5 more (a lender program, not confirmed as their own focus). Earliest state license record: August 26, 2015 (Wisconsin), per state regulator. Last verified 2026-10-15. ## Quick answers ### Is Steve licensed in Florida? Yes. Florida regulator records list license LO118811 as active, first effective April 6, 2023 (verified 2026-10-15). Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip. ### What lender does Steve work for? Trident Home Loans, company NMLS 65716, from the Pensacola, FL office, per the lender's own site (verified 2026-10-15). Source: https://tridenthomeloans.com/steve-atkins/. ### How long has Steve been licensed? The earliest state license record LenDb holds for Steve is from August 26, 2015 (Wisconsin regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/. ## At a glance - Earliest state license record: August 26, 2015 (Wisconsin), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Also licensed as (state regulator records, same NMLS ID): Steve R. Atkins (FL, as of 2026-10-09) - Licensed in: Florida (FL, confirmed) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - None on file yet. ### Their lender offers (lender level: Trident Home Loans's programs, not confirmed as this person's focus) - **Condo** (`condo`): verified 2026-10-15. Source: https://tridenthomeloans.com - **Construction loan** (`construction`): verified 2026-10-15. Source: https://tridenthomeloans.com - **FHA loan** (`fha`): verified 2026-10-15. Source: https://tridenthomeloans.com - **Real estate investor** (`investor`): verified 2026-10-15. Source: https://tridenthomeloans.com - **Jumbo loan** (`jumbo`): verified 2026-10-15. Source: https://tridenthomeloans.com - **Low credit score** (`low-credit`): verified 2026-10-15. Source: https://tridenthomeloans.com - **Renovation loan (203k / HomeStyle)** (`renovation`): verified 2026-10-15. Source: https://tridenthomeloans.com - **USDA loan** (`usda`): verified 2026-10-15. Source: https://tridenthomeloans.com - **VA loan** (`va`): verified 2026-10-15. Source: https://tridenthomeloans.com - **Vacation home** (`vacation-home`): verified 2026-10-15. Source: https://tridenthomeloans.com ## About Steve entered the mortgage industry in 2015 after a career in technology and has helped hundreds of families purchase homes. They emphasize clear communication and personalized strategy from pre-approval to closing. Source: LenDb summary of the lender page, verified 2026-10-15. ## Facts from the lender page and intro - years_experience: since 2015. Source: https://tridenthomeloans.com/steve-atkins/, verified 2026-10-15. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO118811 | active | confirmed | 2023-04-06 | state_regulator | 2026-10-15 | | WI | Wisconsin regulator | state_license | 1309830 | expired | confirmed | 2015-08-26 | state_regulator | 2026-10-21 | ## Employment history - ? to present: Trident Home Loans (NMLS 65716), Pensacola, FL. Source: https://tridenthomeloans.com/steve-atkins/, verified 2026-10-15. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1309830 ## Contact - View profile at Trident Home Loans: https://tridenthomeloans.com/steve-atkins/ - Office phone and Email on file: shown at https://lendb.ai/lo/steve-atkins-1309830#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1309830 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/ - lender_site: https://tridenthomeloans.com/steve-atkins/ - lender_site (lender programs): https://tridenthomeloans.com Cite as: Steve Atkins (NMLS 1309830), Trident Home Loans. LenDb.ai, https://lendb.ai/lo/steve-atkins-1309830, last verified 2026-10-15. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._