---
canonical_url: https://lendb.ai/lo/steve-chen-714948
json_url: https://lendb.ai/lo/steve-chen-714948.json
nmls_id: 714948
last_verified: 2026-10-09
---

# Steve Chen

Sales Manager, Private Mortgage Banking at Wells Fargo Home Mortgage, Sunnyvale, CA. NMLS ID 714948 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/714948)).

**Summary:** Steve Chen (NMLS 714948) is Sales Manager, Private Mortgage Banking at Wells Fargo Home Mortgage, based in Sunnyvale, CA. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Speaks Chinese. States 15 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 15 (source: https://homeloans.wellsfargo.com/mortgage/ca/sunnyvale/steve-t-chen, verified 2026-10-09)
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: Chinese
- Profile: unclaimed
- Status: active

## Specialties


## About

Steve has over 15 years at Wells Fargo Home Mortgage and is recognized as a highly reputable loan originator throughout the Bay Area. He has funded over $5 billion in mortgages and helped more than 5,000 families achieve homeownership.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 15. Source: https://homeloans.wellsfargo.com/mortgage/ca/sunnyvale/steve-t-chen, verified 2026-10-09.
- credential: 15-time Wells Fargo Home Mortgage President's Club honoree (2011–present). Source: https://homeloans.wellsfargo.com/mortgage/ca/sunnyvale/steve-t-chen, verified 2026-10-09.
- other: Over $5 billion in mortgage loans funded since 2011. Source: https://homeloans.wellsfargo.com/mortgage/ca/sunnyvale/steve-t-chen, verified 2026-10-09.
- other: Helped over 5,000 families achieve their homeownership dreams. Source: https://homeloans.wellsfargo.com/mortgage/ca/sunnyvale/steve-t-chen, verified 2026-10-09.
- service_area: Bay Area and surrounding communities. Source: https://homeloans.wellsfargo.com/mortgage/ca/sunnyvale/steve-t-chen, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Wells Fargo Home Mortgage (NMLS 399801), Sunnyvale, CA. Source: https://homeloans.wellsfargo.com/mortgage/ca/sunnyvale/steve-t-chen, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/714948

## Contact

- linkedin_url: https://www.linkedin.com/in/steve-chen-418a43158 (source: lender_site, verified 2026-10-09)
- View profile at Wells Fargo Home Mortgage: https://homeloans.wellsfargo.com/mortgage/ca/sunnyvale/steve-t-chen
- Office phone and Email on file: shown at https://lendb.ai/lo/steve-chen-714948#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/714948
- lender_site: https://homeloans.wellsfargo.com/mortgage/ca/sunnyvale/steve-t-chen

Cite as: Steve Chen (NMLS 714948), Wells Fargo Home Mortgage. LenDb.ai, https://lendb.ai/lo/steve-chen-714948, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._