{
  "canonical_url": "https://lendb.ai/lo/steve-christenson-268661",
  "loan_officer": {
    "nmls_id": 268661,
    "slug": "steve-christenson-268661",
    "canonical_url": "https://lendb.ai/lo/steve-christenson-268661",
    "md_url": "https://lendb.ai/lo/steve-christenson-268661.md",
    "json_url": "https://lendb.ai/lo/steve-christenson-268661.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/268661",
    "full_name": {
      "value": "Steve Christenson",
      "source": "lender_site",
      "source_url": "https://www.apmortgage.com/steve-christenson",
      "verified_at": "2026-10-09"
    },
    "first_name": "Steve",
    "last_name": "Christenson",
    "headshot_url": null,
    "bio": {
      "value": "Steve has over 19 years of professional mortgage industry experience. He helps families find real solutions to their financial and home goals by guiding them through the mortgage process with expertise in the latest requirements and rules.",
      "source": "lender_site",
      "source_url": "https://www.apmortgage.com/steve-christenson",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Loan Advisor",
      "source": "lender_site",
      "source_url": "https://www.apmortgage.com/steve-christenson",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.apmortgage.com/steve-christenson",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 20,
      "source": "lender_site",
      "source_url": "https://www.apmortgage.com/steve-christenson",
      "verified_at": "2026-10-09"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 70,
    "current_employment": {
      "lender_nmls_id": 1850,
      "lender_name": "American Pacific Mortgage",
      "lender_slug": "american-pacific-mortgage-1850",
      "branch_city": "Layton",
      "branch_state": "UT",
      "branch_zip": "84041",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.apmortgage.com/steve-christenson",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.apmortgage.com/steve-christenson",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1850,
        "lender_name": "American Pacific Mortgage",
        "lender_slug": "american-pacific-mortgage-1850",
        "branch_city": "Layton",
        "branch_state": "UT",
        "branch_zip": "84041",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.apmortgage.com/steve-christenson",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.apmortgage.com/steve-christenson",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "UT",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.apmortgage.com/steve-christenson",
        "verified_at": "2026-10-09"
      }
    ],
    "specialties": [],
    "contacts": [
      {
        "kind": "linkedin_url",
        "value": "https://www.linkedin.com/in/steve-christenson-34b44113/",
        "source": "lender_site",
        "source_url": "https://www.apmortgage.com/steve-christenson",
        "verified_at": "2026-10-09"
      }
    ],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "20",
        "source": "lender_site",
        "source_url": "https://www.apmortgage.com/steve-christenson",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-09 06:11:00.087041+00",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/steve-christenson-268661#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.apmortgage.com/steve-christenson",
      "verified_at": "2026-10-09"
    }
  }
}