--- canonical_url: https://lendb.ai/lo/steve-ennis-462436 json_url: https://lendb.ai/lo/steve-ennis-462436.json nmls_id: 462436 last_verified: 2026-10-16 --- # Steve Ennis Mortgage Banker at Plains Commerce Bank, Sioux Falls, SD. NMLS ID 462436 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/462436)). Steve Ennis, NMLS 462436, works as a Mortgage Banker at Plains Commerce Bank in Sioux Falls, South Dakota. Steve's lender page shows a focus on physician and medical professional, VA loan and vacation home. **Summary:** Steve Ennis (NMLS 462436) is Mortgage Banker at Plains Commerce Bank, based in Sioux Falls, SD. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Physician and medical professional, VA loan and Vacation home. Earliest state license record: January 9, 2023 (Iowa), per state regulator. Last verified 2026-10-16. ## Quick answers ### Is Steve licensed? Steve works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry. ### Does Steve list physician and medical professional as a focus? Steve's profile lists physician and medical professional as a focus (from their lender profile page). It also lists VA loan and vacation home. Source: https://www.plainscommerce.com/community-banking/our-people/steve-ennis. ### What lender does Steve work for? Plains Commerce Bank, company NMLS 463950, from the Sioux Falls, SD office, per the lender's own site (verified 2026-10-16). Source: https://www.plainscommerce.com/community-banking/our-people/steve-ennis. ### How long has Steve been licensed? The earliest state license record LenDb holds for Steve is from January 9, 2023 (Iowa regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://idob.iowa.gov/. ## At a glance - Earliest state license record: January 9, 2023 (Iowa), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Also licensed as (state regulator records, same NMLS ID): Steven E. Ennis (IA, as of 2026-10-19) - Licensed in: no license list on file; check NMLS Consumer Access - Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS. - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - **Physician and medical professional** (`physician`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://www.plainscommerce.com/community-banking/our-people/steve-ennis - **VA loan** (`va`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://www.plainscommerce.com/community-banking/our-people/steve-ennis - **Vacation home** (`vacation-home`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://www.plainscommerce.com/community-banking/our-people/steve-ennis ## Facts from the lender page and intro - years_experience: nearly 20. Source: https://www.plainscommerce.com/community-banking/our-people/steve-ennis, verified 2026-10-16. - community: board member of the Military Veterans Project. Source: https://www.plainscommerce.com/community-banking/our-people/steve-ennis, verified 2026-10-16. - community: serves on the RASE committee. Source: https://www.plainscommerce.com/community-banking/our-people/steve-ennis, verified 2026-10-16. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | IA | Iowa regulator | state_license | 49855 | expired | confirmed | 2023-01-09 | state_regulator | 2026-10-20 | ## Employment history - ? to present: Plains Commerce Bank (NMLS 463950), Sioux Falls, SD. Source: https://www.plainscommerce.com/community-banking/our-people/steve-ennis, verified 2026-10-16. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/462436 ## Contact - View profile at Plains Commerce Bank: https://www.plainscommerce.com/community-banking/our-people/steve-ennis - Office phone and Email on file: shown at https://lendb.ai/lo/steve-ennis-462436#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/462436 - state_regulator: https://idob.iowa.gov/ - lender_site: https://www.plainscommerce.com/community-banking/our-people/steve-ennis Cite as: Steve Ennis (NMLS 462436), Plains Commerce Bank. LenDb.ai, https://lendb.ai/lo/steve-ennis-462436, last verified 2026-10-16. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._