{
  "canonical_url": "https://lendb.ai/lo/steve-jaccaud-1965894",
  "loan_officer": {
    "nmls_id": 1965894,
    "slug": "steve-jaccaud-1965894",
    "canonical_url": "https://lendb.ai/lo/steve-jaccaud-1965894",
    "md_url": "https://lendb.ai/lo/steve-jaccaud-1965894.md",
    "json_url": "https://lendb.ai/lo/steve-jaccaud-1965894.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1965894",
    "full_name": {
      "value": "Steve Jaccaud",
      "source": "lender_site",
      "source_url": "https://www.grarate.com/loan-officers/steve-jaccaud-1965894",
      "verified_at": "2026-10-15"
    },
    "first_name": "Steve",
    "last_name": "Jaccaud",
    "headshot_url": {
      "value": "https://a.mktgcdn.com/p/c5C7vw_pKSj-TIlpRSFXvrB8wGsffe1Vr0khPfTeGJ0/191x275.jpg",
      "source": "lender_site",
      "source_url": "https://www.grarate.com/loan-officers/steve-jaccaud-1965894",
      "verified_at": "2026-10-15"
    },
    "bio": {
      "value": "Steve Jaccaud entered the mortgage industry in 2019 after 20 years in sales and marketing, and has helped more than 300 individuals and families, focusing on long-term wealth through real estate.",
      "source": "lender_site",
      "source_url": "https://www.grarate.com/loan-officers/steve-jaccaud-1965894",
      "verified_at": "2026-10-15"
    },
    "title": {
      "value": "VP of Mortgage Lending",
      "source": "lender_site",
      "source_url": "https://www.grarate.com/loan-officers/steve-jaccaud-1965894",
      "verified_at": "2026-10-15"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.grarate.com/loan-officers/steve-jaccaud-1965894",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 65,
    "current_employment": {
      "lender_nmls_id": 1598647,
      "lender_name": "Guaranteed Rate Affinity, LLC",
      "lender_slug": "guaranteed-rate-affinity-llc-1598647",
      "branch_city": "Denver",
      "branch_state": "CO",
      "branch_zip": "80203",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.grarate.com/loan-officers/steve-jaccaud-1965894",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.grarate.com/loan-officers/steve-jaccaud-1965894",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1598647,
        "lender_name": "Guaranteed Rate Affinity, LLC",
        "lender_slug": "guaranteed-rate-affinity-llc-1598647",
        "branch_city": "Denver",
        "branch_state": "CO",
        "branch_zip": "80203",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.grarate.com/loan-officers/steve-jaccaud-1965894",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.grarate.com/loan-officers/steve-jaccaud-1965894",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [],
    "specialties": [],
    "lender_offers": [],
    "employer_program_approvals": [
      {
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        "source": "HUD",
        "as_of": "2026-08",
        "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot"
      }
    ],
    "contacts": [
      {
        "kind": "linkedin_url",
        "value": "https://www.linkedin.com/in/stevenjaccaud",
        "source": "lender_site",
        "source_url": "https://www.grarate.com/loan-officers/steve-jaccaud-1965894",
        "verified_at": "2026-10-15"
      }
    ],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "since 2019",
        "source": "lender_site",
        "source_url": "https://www.grarate.com/loan-officers/steve-jaccaud-1965894",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "other",
        "value": "Helped more than 300 individuals and families",
        "source": "lender_site",
        "source_url": "https://www.grarate.com/loan-officers/steve-jaccaud-1965894",
        "verified_at": "2026-10-15"
      }
    ],
    "last_verified_at": "2026-10-15",
    "updated_at": "2026-10-15 11:05:19.616217+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/steve-jaccaud-1965894#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.grarate.com/loan-officers/steve-jaccaud-1965894",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": null
  }
}