---
canonical_url: https://lendb.ai/lo/steve-kim-259197
json_url: https://lendb.ai/lo/steve-kim-259197.json
nmls_id: 259197
last_verified: 2026-10-24
---

# Steve Kim

CEO at Oz Gram Investment, Inc.. NMLS ID 259197 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/259197)).

Steve Kim (NMLS 259197) is a mortgage loan officer at Oz Gram Investment, Inc., licensed in California since 2016 and in Texas.

**Summary:** Steve Kim (NMLS 259197) is CEO at Oz Gram Investment, Inc.. Licensed in 2 states confirmed with state regulators: Texas and California. Earliest state license record: October 14, 2016 (California), per state regulator. Last verified 2026-10-24.

## Quick answers

### Is Steve licensed in Texas?

Yes. Texas regulator records list a license as active, first effective March 14, 2022 (verified 2026-10-13). LenDb has 1 other state on file for Steve. Source: https://www.sml.texas.gov/.

### What lender does Steve work for?

Oz Gram Investment, Inc., company NMLS 1579697, per the lender's own site (verified 2026-10-15). Source: https://cpslending.com/steve/pf.

### How long has Steve been licensed?

The earliest state license record LenDb holds for Steve is from October 14, 2016 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfpi.ca.gov/.

## At a glance

- Earliest state license record: October 14, 2016 (California), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Steve S. Kim (CA, TX, as of 2026-10-22)
- Licensed in: Texas (TX, confirmed), California (CA DRE, confirmed), California (CA DFPI, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## About

Steve Kim is CEO at the California Main Office. They have nearly 20 years in the mortgage industry and say they help families and investors with home purchase and refinance financing, including creative strategies.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- years_experience: nearly twenty. Source: https://cpslending.com/steve/pf, verified 2026-10-15.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| TX | Texas regulator | state_license | n/a | active | confirmed | 2022-03-14 | state_regulator | 2026-10-13 |
| CA | California Department of Real Estate | state_license | 01843316 | active | confirmed |  | state_regulator | 2026-10-24 |
| CA | California Department of Financial Protection and Innovation | state_license | CA-DBO259197 | active | confirmed | 2016-10-14 | state_regulator | 2026-10-24 |

## Employment history

- ? to present: Oz Gram Investment, Inc. (NMLS 1579697). Source: https://cpslending.com/steve/pf, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/259197

## Contact

- View profile at Oz Gram Investment, Inc.: https://cpslending.com/steve/pf
- Office phone and Email on file: shown at https://lendb.ai/lo/steve-kim-259197#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/259197
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html
- state_regulator: https://dfpi.ca.gov/
- state_regulator: https://cpslending.com/steve/pf

Cite as: Steve Kim (NMLS 259197), Oz Gram Investment, Inc.. LenDb.ai, https://lendb.ai/lo/steve-kim-259197, last verified 2026-10-24.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._