---
canonical_url: https://lendb.ai/lo/steve-lunsford-186533
json_url: https://lendb.ai/lo/steve-lunsford-186533.json
nmls_id: 186533
last_verified: 2026-10-09
---

# Steve Lunsford

Loan Officer at Xpert Home Lending, TN. NMLS ID 186533 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/186533)).

**Summary:** Steve Lunsford (NMLS 186533) is Loan Officer at Xpert Home Lending, based in Tennessee. Lists Tennessee on the lender page (not yet checked with the state regulator). Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Tennessee (TN, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Facts from the lender page and intro

- service_area: TN. Source: https://xperthomelending.com/loan-directory/steve-lunsford, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Xpert Home Lending (NMLS 2179191), TN. Source: https://xperthomelending.com/loan-directory/steve-lunsford, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/186533

## Contact

- View profile at Xpert Home Lending: https://xperthomelending.com/loan-directory/steve-lunsford
- Office phone and Email on file: shown at https://lendb.ai/lo/steve-lunsford-186533#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/186533
- lender_site: https://xperthomelending.com/loan-directory/steve-lunsford

Cite as: Steve Lunsford (NMLS 186533), Xpert Home Lending. LenDb.ai, https://lendb.ai/lo/steve-lunsford-186533, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._