---
canonical_url: https://lendb.ai/lo/steve-vandenburg-299476
json_url: https://lendb.ai/lo/steve-vandenburg-299476.json
nmls_id: 299476
last_verified: 2026-10-16
---

# Steve Vandenburg

AVP / Mortgage Loan Officer at Washington Trust Bank, Spokane, WA. NMLS ID 299476 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/299476)).

Steve Vandenburg (NMLS 299476) is a mortgage loan officer at Washington Trust Bank in Spokane, Washington. Steve's own profile lists FHA loan, first-time buyer and USDA loan as a focus.

**Summary:** Steve Vandenburg (NMLS 299476) is AVP / Mortgage Loan Officer at Washington Trust Bank, based in Spokane, WA. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: FHA loan, First-time buyer, USDA loan and VA loan. Last verified 2026-10-16.

## Quick answers

### Is Steve licensed?

Steve works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry.

### Does Steve do FHA loans?

Steve's profile lists FHA loan as a focus (from their lender profile page). It also lists first-time buyer, USDA loan and VA loan. Source: https://www.watrust.com/steve-vandenburg.

### What lender does Steve work for?

Washington Trust Bank, company NMLS 728368, from the Spokane, WA office, per the lender's own site (verified 2026-10-16). Source: https://www.watrust.com/steve-vandenburg.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **FHA loan** (`fha`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://www.watrust.com/steve-vandenburg
- **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://www.watrust.com/steve-vandenburg
- **USDA loan** (`usda`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://www.watrust.com/steve-vandenburg
- **VA loan** (`va`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://www.watrust.com/steve-vandenburg

## Facts from the lender page and intro

- years_experience: more than a decade. Source: https://www.watrust.com/steve-vandenburg, verified 2026-10-16.
- education: finance degree, University of Idaho. Source: https://www.watrust.com/steve-vandenburg, verified 2026-10-16.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Washington Trust Bank (NMLS 728368), Spokane, WA. Source: https://www.watrust.com/steve-vandenburg, verified 2026-10-16.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/299476

## Contact

- View profile at Washington Trust Bank: https://www.watrust.com/steve-vandenburg
- Office phone and Email on file: shown at https://lendb.ai/lo/steve-vandenburg-299476#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/299476
- lender_site: https://www.watrust.com/steve-vandenburg

Cite as: Steve Vandenburg (NMLS 299476), Washington Trust Bank. LenDb.ai, https://lendb.ai/lo/steve-vandenburg-299476, last verified 2026-10-16.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._