---
canonical_url: https://lendb.ai/lo/steve-vetter-130564
json_url: https://lendb.ai/lo/steve-vetter-130564.json
nmls_id: 130564
last_verified: 2026-10-10
---

# Steve Vetter

Branch Manager at AnnieMac Home Mortgage, Toms River, NJ. NMLS ID 130564 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/130564)).

**Summary:** Steve Vetter (NMLS 130564) is Branch Manager at AnnieMac Home Mortgage, based in Toms River, NJ. Licensed in Florida, confirmed with the state regulator (license LO33110). Also lists Georgia, New Jersey, Pennsylvania and South Carolina on the lender page (not yet checked with the state regulator). Earliest state license record: December 23, 2015 (Florida), per state regulator. States 23 years of experience. Last verified 2026-10-10.

## At a glance

- Earliest state license record: December 23, 2015 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 23 (source: https://annie-mac.com/lo/stevevetter/, verified 2026-10-10)
- Licensed in: Florida (FL, confirmed), Georgia (GA, lender_reported), New Jersey (NJ, lender_reported), Pennsylvania (PA, lender_reported), South Carolina (SC, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Mortgage professional with over 23 years of experience, based in Toms River, NJ, with local market knowledge from a lifelong New Jersey residence.

Source: LenDb summary of the lender page, verified 2026-10-10.

## Facts from the lender page and intro

- years_experience: 23. Source: https://annie-mac.com/lo/stevevetter/, verified 2026-10-10.
- community: Active with local charities and youth organizations. Source: https://annie-mac.com/lo/stevevetter/, verified 2026-10-10.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO33110 | active | confirmed | 2015-12-23 | state_regulator | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| NJ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| PA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |

## Employment history

- ? to present: AnnieMac Home Mortgage (NMLS 338923), Toms River, NJ. Source: https://annie-mac.com/lo/stevevetter/, verified 2026-10-10.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/130564

## Contact

- View profile at AnnieMac Home Mortgage: https://annie-mac.com/lo/stevevetter/
- Office phone and Email on file: shown at https://lendb.ai/lo/steve-vetter-130564#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/130564
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://annie-mac.com/lo/stevevetter/

Cite as: Steve Vetter (NMLS 130564), AnnieMac Home Mortgage. LenDb.ai, https://lendb.ai/lo/steve-vetter-130564, last verified 2026-10-10.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._
