--- canonical_url: https://lendb.ai/lo/steve-zuwala-1179072 json_url: https://lendb.ai/lo/steve-zuwala-1179072.json nmls_id: 1179072 last_verified: 2026-10-28 --- # Steve Zuwala Mortgage Loan Officer at CME Lending Group LLC. NMLS ID 1179072 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1179072)). Steve Zuwala (NMLS 1179072) is a Mortgage Loan Officer at CME Lending Group LLC, licensed in Illinois since 2024. Steve's lender page shows a focus on first-time buyer, real estate investor and self-employed, and Steve works at an FHA-approved lender, per HUD. **Summary:** Steve Zuwala (NMLS 1179072) is Mortgage Loan Officer at CME Lending Group LLC. Licensed in Illinois, confirmed with the state regulator (license 31.0084864). Also lists Indiana on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer, Real estate investor and Self-employed. Earliest state license record: April 17, 2024 (Illinois), per state regulator. Last verified 2026-10-28. ## Quick answers ### Is Steve licensed in Illinois? Yes. Illinois regulator records list license 31.0084864 as active, first effective April 17, 2024 (verified 2026-10-28). LenDb has 1 other state on file for Steve. Source: https://idfpr.illinois.gov/banks/resfin.html. ### Does Steve list first-time buyer as a focus? Steve's profile lists first-time buyer as a focus (from their lender profile page). It also lists real estate investor and self-employed. Source: https://themortgageexchange.com/team-member/steve-zuwala/. ### What lender does Steve work for, and is it FHA-approved? CME Lending Group LLC, company NMLS 1248883, per the lender's own site (verified 2026-10-15). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026). Source: https://themortgageexchange.com/team-member/steve-zuwala/. ### How long has Steve been licensed? The earliest state license record LenDb holds for Steve is from April 17, 2024 (Illinois regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://idfpr.illinois.gov/banks/resfin.html. ## At a glance - Earliest state license record: April 17, 2024 (Illinois), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Licensed in: Illinois (IL, confirmed), Indiana (IN, lender_reported) - Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.50, verified 2026-10-26. Source: https://themortgageexchange.com/team-member/steve-zuwala/ - **Real estate investor** (`investor`): from their lender profile page, confidence 0.50, verified 2026-10-26. Source: https://themortgageexchange.com/team-member/steve-zuwala/ - **Self-employed** (`self-employed`): from their lender profile page, confidence 0.50, verified 2026-10-26. Source: https://themortgageexchange.com/team-member/steve-zuwala/ ## About Steve Zuwala is a Mortgage Loan Officer licensed in IL and IN. Their profile says they work with first-time homebuyers, investors and self-employed individuals. They have trained other loan officers and moved to the U.S. from Europe with their family. Source: LenDb summary of the lender page, verified 2026-10-15. ## Facts from the lender page and intro - role: trains other loan officers. Source: https://themortgageexchange.com/team-member/steve-zuwala/, verified 2026-10-15. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | IL | Illinois regulator | state_license | 31.0084864 | active | confirmed | 2024-04-17 | state_regulator | 2026-10-28 | | IN | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | ## Employment history - ? to present: CME Lending Group LLC (NMLS 1248883). Source: https://themortgageexchange.com/team-member/steve-zuwala/, verified 2026-10-15. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1179072 ## Contact - View profile at CME Lending Group LLC: https://themortgageexchange.com/team-member/steve-zuwala/ - Office phone and Email on file: shown at https://lendb.ai/lo/steve-zuwala-1179072#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1179072 - state_regulator: https://idfpr.illinois.gov/banks/resfin.html - lender_site: https://themortgageexchange.com/team-member/steve-zuwala/ - HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot Cite as: Steve Zuwala (NMLS 1179072), CME Lending Group LLC. LenDb.ai, https://lendb.ai/lo/steve-zuwala-1179072, last verified 2026-10-28. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._