---
canonical_url: https://lendb.ai/lo/steven-chamas-1203230
json_url: https://lendb.ai/lo/steven-chamas-1203230.json
nmls_id: 1203230
last_verified: 2026-10-16
---

# Steven Chamas

Sales Operations Manager at The Federal Savings Bank. NMLS ID 1203230 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1203230)).

**Summary:** Steven Chamas (NMLS 1203230) is Sales Operations Manager at The Federal Savings Bank. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. The Federal Savings Bank also offers VA loan (a lender program, not confirmed as their own focus). Earliest state license record: April 17, 2024 (Florida), per state regulator. States 12 years of experience. Last verified 2026-10-16.

## At a glance

- Earliest state license record: April 17, 2024 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 12 (source: https://www.thefederalsavingsbank.com/bankers/steven-chamas/, verified 2026-10-16)
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

### Their lender offers (lender level: The Federal Savings Bank's programs, not confirmed as this person's focus)

- **VA loan** (`va`): verified 2026-10-16. Source: https://www.thefederalsavingsbank.com/

## About

Steven Chamas is a Sales Operations Manager. They have over 12 years in the mortgage and finance field and have worked with many of the biggest consumer direct lenders across the country. Originally from Metro Detroit, they now live in Nashville.

Source: LenDb summary of the lender page, verified 2026-10-16.

## Facts from the lender page and intro

- years_experience: 12. Source: https://www.thefederalsavingsbank.com/bankers/steven-chamas/, verified 2026-10-16.
- role: roles spanning sales, operations, and leadership. Source: https://www.thefederalsavingsbank.com/bankers/steven-chamas/, verified 2026-10-16.
- other: entered the field at age 19. Source: https://www.thefederalsavingsbank.com/bankers/steven-chamas/, verified 2026-10-16.
- other: worked with many of the largest consumer direct lenders in the country. Source: https://www.thefederalsavingsbank.com/bankers/steven-chamas/, verified 2026-10-16.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO127903 | expired | confirmed | 2024-04-17 | state_regulator | 2026-10-15 |

## Employment history

- ? to present: The Federal Savings Bank (NMLS 411500). Source: https://www.thefederalsavingsbank.com/bankers/steven-chamas/, verified 2026-10-16.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1203230

## Contact

- View profile at The Federal Savings Bank: https://www.thefederalsavingsbank.com/bankers/steven-chamas/
- Office phone and Email on file: shown at https://lendb.ai/lo/steven-chamas-1203230#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1203230
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.thefederalsavingsbank.com/bankers/steven-chamas/
- lender_site (lender programs): https://www.thefederalsavingsbank.com/

Cite as: Steven Chamas (NMLS 1203230), The Federal Savings Bank. LenDb.ai, https://lendb.ai/lo/steven-chamas-1203230, last verified 2026-10-16.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._