---
canonical_url: https://lendb.ai/lo/steven-frey-1019055
json_url: https://lendb.ai/lo/steven-frey-1019055.json
nmls_id: 1019055
last_verified: 2026-10-09
---

# Steven Frey

Mortgage Consultant at Newrez, Columbia, MD. NMLS ID 1019055 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1019055)).

**Summary:** Steven Frey (NMLS 1019055) is Mortgage Consultant at Newrez, based in Columbia, MD. Licensed in Florida, confirmed with the state regulator (license LO23319). Also lists Arizona and Massachusetts on the lender page (not yet checked with the state regulator). Licensed since 2014 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2014 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Arizona (AZ, lender_reported), Massachusetts (MA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Steve has extensive real estate market knowledge and experience in risk management, credit evaluation, and compliance across multiple states.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- education: York College of Pennsylvania. Source: https://www.newrez.com/find-loan-officer/steven-todd-frey/, verified 2026-10-09.
- service_area: Maine, Oregon, New Mexico, Maryland. Source: https://www.newrez.com/find-loan-officer/steven-todd-frey/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO23319 | active | confirmed | 2014-02-03 | state_regulator | 2026-10-09 |
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Newrez (NMLS 3013), Columbia, MD. Source: https://www.newrez.com/find-loan-officer/steven-todd-frey/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1019055

## Contact

- View profile at Newrez: https://www.newrez.com/find-loan-officer/steven-todd-frey/
- Office phone and Email on file: shown at https://lendb.ai/lo/steven-frey-1019055#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1019055
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.newrez.com/find-loan-officer/steven-todd-frey/

Cite as: Steven Frey (NMLS 1019055), Newrez. LenDb.ai, https://lendb.ai/lo/steven-frey-1019055, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._