---
canonical_url: https://lendb.ai/lo/steven-guajardo-2786113
json_url: https://lendb.ai/lo/steven-guajardo-2786113.json
nmls_id: 2786113
last_verified: 2026-10-09
---

# Steven Guajardo

Inside Loan Originator at CrossCountry Mortgage, Cincinnati, OH. NMLS ID 2786113 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2786113)).

**Summary:** Steven Guajardo (NMLS 2786113) is Inside Loan Originator at CrossCountry Mortgage, based in Cincinnati, OH. Licensed in 2 states confirmed with state regulators: Florida and Pennsylvania. Also lists Alabama, California, Illinois, Indiana, Michigan, North Carolina, New Jersey and Ohio on the lender page (not yet checked with the state regulator). Earliest state license record: March 3, 2026 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: March 3, 2026 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Pennsylvania (PA, confirmed), Alabama (AL, lender_reported), California (CA, lender_reported), Illinois (IL, lender_reported), Indiana (IN, lender_reported), Michigan (MI, lender_reported), North Carolina (NC, lender_reported), New Jersey (NJ, lender_reported), Ohio (OH, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO145491 | active | confirmed | 2026-03-03 | state_regulator | 2026-10-09 |
| PA | state_license | 119322 | active | confirmed |  | state_regulator | 2026-10-10 |
| AL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| IL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| IN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NJ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OH | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Cincinnati, OH. Source: https://crosscountrymortgage.com/cincinnati-oh-2118/steven-guajardo/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2786113

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/cincinnati-oh-2118/steven-guajardo/
- Office phone and Email on file: shown at https://lendb.ai/lo/steven-guajardo-2786113#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2786113
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://data.pa.gov/d/tyxc-jyug
- lender_site: https://crosscountrymortgage.com/cincinnati-oh-2118/steven-guajardo/

Cite as: Steven Guajardo (NMLS 2786113), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/steven-guajardo-2786113, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._