--- canonical_url: https://lendb.ai/lo/steven-martinez-1539506 json_url: https://lendb.ai/lo/steven-martinez-1539506.json nmls_id: 1539506 last_verified: 2026-10-16 --- # Steven Martinez Loan Officer | Home Foundations Program Specialist at Banner Bank, Portland, OR. NMLS ID 1539506 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1539506)). Steven Martinez (NMLS 1539506) is a mortgage loan officer at Banner Bank in Portland, Oregon. Steven's own profile lists first-time buyer as a focus, and Steven speaks English and Spanish. **Summary:** Steven Martinez (NMLS 1539506) is Loan Officer | Home Foundations Program Specialist at Banner Bank, based in Portland, OR. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: First-time buyer. Speaks English and Spanish. States 20 years of experience. Last verified 2026-10-16. ## Quick answers ### Is Steven licensed? Steven works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry. ### Does Steven list first-time buyer as a focus? Steven's profile lists first-time buyer as a focus (from their lender profile page). Source: https://loanofficers.bannerbank.com/or/portland/steven-martinez. ### What lender does Steven work for? Banner Bank, company NMLS 439266, from the Portland, OR office, per the lender's own site (verified 2026-10-16). Source: https://loanofficers.bannerbank.com/or/portland/steven-martinez. ### What languages does Steven speak? English and Spanish, per their lender page (verified 2026-10-16). Source: https://loanofficers.bannerbank.com/or/portland/steven-martinez. ### How much experience does Steven have? Steven states 20 years of experience. Source: https://loanofficers.bannerbank.com/or/portland/steven-martinez. ## At a glance - Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Years experience (stated by the LO): 20 (source: https://loanofficers.bannerbank.com/or/portland/steven-martinez, verified 2026-10-16) - Licensed in: no license list on file; check NMLS Consumer Access - Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS. - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: English, Spanish (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.50, verified 2026-10-26. Source: https://loanofficers.bannerbank.com/or/portland/steven-martinez ## About Steven Martinez has helped clients navigate lending options for more than 20 years. They teach first-time homebuying classes in English and Spanish. They have helped expand homeownership access in the Portland metro area through outreach for Spanish-speaking homebuyers and experience with down payment assistance programs. Source: LenDb summary of the lender page, verified 2026-10-16. ## Facts from the lender page and intro - years_experience: 20. Source: https://loanofficers.bannerbank.com/or/portland/steven-martinez, verified 2026-10-16. - service_area: Portland metro area. Source: https://loanofficers.bannerbank.com/or/portland/steven-martinez, verified 2026-10-16. - community: Outreach programs for Spanish-speaking homebuyers. Source: https://loanofficers.bannerbank.com/or/portland/steven-martinez, verified 2026-10-16. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| ## Employment history - ? to present: Banner Bank (NMLS 439266), Portland, OR. Source: https://loanofficers.bannerbank.com/or/portland/steven-martinez, verified 2026-10-16. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1539506 ## Contact - View profile at Banner Bank: https://loanofficers.bannerbank.com/or/portland/steven-martinez - Email on file: shown at https://lendb.ai/lo/steven-martinez-1539506#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1539506 - lender_site: https://loanofficers.bannerbank.com/or/portland/steven-martinez Cite as: Steven Martinez (NMLS 1539506), Banner Bank. LenDb.ai, https://lendb.ai/lo/steven-martinez-1539506, last verified 2026-10-16. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._