---
canonical_url: https://lendb.ai/lo/steven-stearns-296512
json_url: https://lendb.ai/lo/steven-stearns-296512.json
nmls_id: 296512
last_verified: 2026-10-21
---

# Steve Stearns

Loan Officer at United American Mortgage Corporation, Costa Mesa, CA. NMLS ID 296512 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/296512)).

Steve Stearns, NMLS 296512, works as a Loan Officer at United American Mortgage Corporation in Costa Mesa, California and is licensed in Texas since 2022.

**Summary:** Steve Stearns (NMLS 296512) is Loan Officer at United American Mortgage Corporation, based in Costa Mesa, CA. Licensed in Texas, confirmed with the state regulator. Also lists California on the lender page (not yet checked with the state regulator). Earliest state license record: November 1, 2022 (Texas), per state regulator. Last verified 2026-10-21.

## Quick answers

### Is Steve licensed in California?

United American Mortgage Corporation's page for Steve lists California. LenDb has not checked it with the state regulator yet, so verify at NMLS Consumer Access. LenDb has 1 other state on file for Steve. Source: https://www.uamco.com/loan-officer/steve-stearns.

### What lender does Steve work for?

United American Mortgage Corporation, company NMLS 1942, from the Costa Mesa, CA office, per the lender's own site (verified 2026-10-21). Source: https://www.uamco.com/loan-officer/steve-stearns.

### How long has Steve been licensed?

The earliest state license record LenDb holds for Steve is from November 1, 2022 (Texas regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://www.sml.texas.gov/.

## At a glance

- Earliest state license record: November 1, 2022 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Steven D. Stearns (TX, as of 2026-10-12)
- Licensed in: Texas (TX, confirmed), California (CA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| TX | Texas regulator | state_license | n/a | active | confirmed | 2022-11-01 | state_regulator | 2026-10-13 |
| CA |  | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-21 |

## Employment history

- ? to present: United American Mortgage Corporation (NMLS 1942), Costa Mesa, CA. Source: https://www.uamco.com/loan-officer/steve-stearns, verified 2026-10-21.
- ? to present: C2 Financial Corporation (NMLS 135622). Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/296512

## Contact

- View profile at United American Mortgage Corporation: https://www.uamco.com/loan-officer/steve-stearns
- Office phone and Email on file: shown at https://lendb.ai/lo/steven-stearns-296512#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/296512
- state_regulator: https://www.sml.texas.gov/
- lender_site: https://www.uamco.com/loan-officer/steve-stearns

Cite as: Steve Stearns (NMLS 296512), United American Mortgage Corporation. LenDb.ai, https://lendb.ai/lo/steven-stearns-296512, last verified 2026-10-21.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._