---
canonical_url: https://lendb.ai/lo/steven-walkowiak-400842
json_url: https://lendb.ai/lo/steven-walkowiak-400842.json
nmls_id: 400842
last_verified: 2026-10-09
---

# Steve J Walkowiak

Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), Apple Valley, MN. NMLS ID 400842 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/400842)).

**Summary:** Steve J Walkowiak (NMLS 400842) is Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), based in Apple Valley, MN. Lists Minnesota on the lender page (not yet checked with the state regulator). Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: FHA loan and VA loan. Licensed since 2021 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2021 (per Florida records). This is license history on file, not total experience.
- Licensed in: Minnesota (MN, lender_reported)
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **FHA loan** (`fha`): lender page, confidence 0.46, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/mn/apple-valley/15103-cedar-ave-hla-400842
- **VA loan** (`va`): lender page, confidence 0.29, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/mn/apple-valley/15103-cedar-ave-hla-400842

## About

Steve has 25 years of experience as a Senior Home Lending Advisor and serves clients in the Savage, Minnesota area.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: Savage, Minnesota area. Source: https://homelendingadvisor.chase.com/mn/apple-valley/15103-cedar-ave-hla-400842, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO82380 | expired | confirmed | 2021-02-22 | state_regulator | 2026-10-09 |
| MN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: JPMorgan Chase Bank (Chase Home Lending) (NMLS 399798), Apple Valley, MN. Source: https://homelendingadvisor.chase.com/mn/apple-valley/15103-cedar-ave-hla-400842, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/400842

## Contact

- View profile at JPMorgan Chase Bank (Chase Home Lending): https://homelendingadvisor.chase.com/mn/apple-valley/15103-cedar-ave-hla-400842
- Office phone and Email on file: shown at https://lendb.ai/lo/steven-walkowiak-400842#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/400842
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://homelendingadvisor.chase.com/mn/apple-valley/15103-cedar-ave-hla-400842

Cite as: Steve J Walkowiak (NMLS 400842), JPMorgan Chase Bank (Chase Home Lending). LenDb.ai, https://lendb.ai/lo/steven-walkowiak-400842, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._