---
canonical_url: https://lendb.ai/lo/steven-yap-1301900
json_url: https://lendb.ai/lo/steven-yap-1301900.json
nmls_id: 1301900
last_verified: 2026-10-16
---

# Steven Yap

Mortgage Loan Officer at United Nations Federal Credit Union, Long Island City, NY. NMLS ID 1301900 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1301900)).

Steven Yap (NMLS 1301900) is a Mortgage Loan Officer at United Nations Federal Credit Union in Long Island City, New York. Steven's own profile lists condo as a focus, and Steven speaks English, Malay and Chinese.

**Summary:** Steven Yap (NMLS 1301900) is Mortgage Loan Officer at United Nations Federal Credit Union, based in Long Island City, NY. Works at a credit union, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Condo. Speaks English, Malay and Chinese. Last verified 2026-10-16.

## Quick answers

### Is Steven licensed?

Steven works at a credit union; credit union loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry.

### Does Steven work on condo loans?

Steven's profile lists condo as a focus (from their bio). Source: https://www.unfcu.org/us-home-ownership/find-representative/steven-yap/.

### What lender does Steven work for?

United Nations Federal Credit Union, company NMLS 456916, from the Long Island City, NY office, per the lender's own site (verified 2026-10-16). Source: https://www.unfcu.org/us-home-ownership/find-representative/steven-yap/.

### What languages does Steven speak?

English, Malay and Chinese, per their lender page (verified 2026-10-16). Source: https://www.unfcu.org/us-home-ownership/find-representative/steven-yap/.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a credit union). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English, Malay, Chinese (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **Condo** (`condo`): from their bio (lender page), confidence 0.60, verified 2026-10-26. Source: https://www.unfcu.org/us-home-ownership/find-representative/steven-yap/

## Facts from the lender page and intro

- years_experience: since 2014. Source: https://www.unfcu.org/us-home-ownership/find-representative/steven-yap/, verified 2026-10-16.
- role: Sales Manager at DCH Freehold (prior career). Source: https://www.unfcu.org/us-home-ownership/find-representative/steven-yap/, verified 2026-10-16.
- service_area: Northern New Jersey. Source: https://www.unfcu.org/us-home-ownership/find-representative/steven-yap/, verified 2026-10-16.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| NY | New York regulator | state_license | n/a | expired | confirmed |  | state_regulator | 2026-10-14 |

## Employment history

- ? to present: United Nations Federal Credit Union (NMLS 456916), Long Island City, NY. Source: https://www.unfcu.org/us-home-ownership/find-representative/steven-yap/, verified 2026-10-16.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1301900

## Contact

- View profile at United Nations Federal Credit Union: https://www.unfcu.org/us-home-ownership/find-representative/steven-yap/
- Email on file: shown at https://lendb.ai/lo/steven-yap-1301900#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1301900
- state_regulator: https://www.dfs.ny.gov/
- lender_site: https://www.unfcu.org/us-home-ownership/find-representative/steven-yap/

Cite as: Steven Yap (NMLS 1301900), United Nations Federal Credit Union. LenDb.ai, https://lendb.ai/lo/steven-yap-1301900, last verified 2026-10-16.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._