---
canonical_url: https://lendb.ai/lo/stuart-decker-627347
json_url: https://lendb.ai/lo/stuart-decker-627347.json
nmls_id: 627347
last_verified: 2026-10-10
---

# Bill Decker

Loan Advisor at Lower, Duluth, GA. NMLS ID 627347 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/627347)).

**Summary:** Bill Decker (NMLS 627347) is Loan Advisor at Lower, based in Duluth, GA. Lists Georgia on the lender page (not yet checked with the state regulator). Earliest state license record: August 31, 2018 (Florida), per state regulator. Last verified 2026-10-10.

## At a glance

- Earliest state license record: August 31, 2018 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Georgia (GA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Bill has worked in the mortgage industry since 1994 and is based in Duluth, Georgia, with Team ACOPIA. They emphasize long-term client relationships and clear communication from application through closing.

Source: LenDb summary of the lender page, verified 2026-10-10.

## Facts from the lender page and intro

- years_experience: since 1994. Source: https://www.lower.com/loan-officers/georgia/duluth/bill-decker, verified 2026-10-10.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO56057 | expired | confirmed | 2018-08-31 | state_regulator | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |

## Employment history

- ? to present: Lower (NMLS 1124061), Duluth, GA. Source: https://www.lower.com/loan-officers/georgia/duluth/bill-decker, verified 2026-10-10.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/627347

## Contact

- linkedin_url: https://www.linkedin.com/in/bill-decker-067b7916/ (source: lender_site, verified 2026-10-10)
- View profile at Lower: https://www.lower.com/loan-officers/georgia/duluth/bill-decker
- Office phone and Email on file: shown at https://lendb.ai/lo/stuart-decker-627347#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/627347
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.lower.com/loan-officers/georgia/duluth/bill-decker

Cite as: Bill Decker (NMLS 627347), Lower. LenDb.ai, https://lendb.ai/lo/stuart-decker-627347, last verified 2026-10-10.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._