---
canonical_url: https://lendb.ai/lo/stuart-spalt-244693
json_url: https://lendb.ai/lo/stuart-spalt-244693.json
nmls_id: 244693
last_verified: 2026-10-09
---

# Stuart Spalt

Originating Branch Manager at CrossCountry Mortgage, Columbus, OH. NMLS ID 244693 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/244693)).

**Summary:** Stuart Spalt (NMLS 244693) is Originating Branch Manager at CrossCountry Mortgage, based in Columbus, OH. Licensed in 2 states confirmed with state regulators: Florida and Pennsylvania. Also lists Indiana, Kentucky and Ohio on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Down payment assistance and First-time buyer. Licensed since 2026 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2026 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Indiana (IN, lender_reported), Kentucky (KY, lender_reported), Ohio (OH, lender_reported), Pennsylvania (PA, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/columbus-oh-2093/stuart-spalt/
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/columbus-oh-2093/stuart-spalt/

## About

Mortgage professional since 1992 who started in bank management training and transitioned to mortgage lending. Specializes in first-time homebuyer programs and down payment assistance, helping many clients become first-time homeowners.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 1992. Source: https://crosscountrymortgage.com/columbus-oh-2093/stuart-spalt/, verified 2026-10-09.
- role: Started in bank's management training program. Source: https://crosscountrymortgage.com/columbus-oh-2093/stuart-spalt/, verified 2026-10-09.
- credential: Columbus Realtist Association's Distinguished Service Award in 2017. Source: https://crosscountrymortgage.com/columbus-oh-2093/stuart-spalt/, verified 2026-10-09.
- credential: National Association of Real Estate Brokers' Hall of Fame in 2009. Source: https://crosscountrymortgage.com/columbus-oh-2093/stuart-spalt/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO146588 | active | confirmed | 2026-04-07 | state_regulator | 2026-10-09 |
| IN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| KY | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OH | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| PA | state_license | 99434 | active | confirmed |  | state_regulator | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Columbus, OH. Source: https://crosscountrymortgage.com/columbus-oh-2093/stuart-spalt/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/244693

## Contact

- linkedin_url: https://www.linkedin.com/in/stuartspalt/ (source: lender_site, verified 2026-10-09)
- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/columbus-oh-2093/stuart-spalt/
- Email on file: shown at https://lendb.ai/lo/stuart-spalt-244693#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/244693
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://crosscountrymortgage.com/columbus-oh-2093/stuart-spalt/
- state_regulator: https://data.pa.gov/d/tyxc-jyug

Cite as: Stuart Spalt (NMLS 244693), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/stuart-spalt-244693, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._