{
  "canonical_url": "https://lendb.ai/lo/subbarao-kankatala-subhash-2078555",
  "lede": {
    "text": "Subbarao Kankatala (Subhash (NMLS 2078555) is a Sr. Loan offier at ENSURE HOME LOANS LLC, serving Michigan. Subbarao's focus, from their own profile, includes VA loan, and Subbarao speaks English, Hindi and Telugu.",
    "fields": [
      "full_name",
      "nmls_id",
      "title",
      "current_employment",
      "licenses",
      "specialties",
      "languages"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Subbarao licensed in Michigan?",
      "a": "ENSURE HOME LOANS LLC's page for Subbarao lists Michigan. LenDb has not checked it with the state regulator yet, so verify at NMLS Consumer Access.",
      "fields": [
        "licenses"
      ],
      "source": "lender page",
      "source_url": "https://ensurehomeloans.com/loan-officers/subbarao-kankatala-subhash",
      "verified_at": "2026-10-15"
    },
    {
      "q": "Does Subbarao do VA loans?",
      "a": "Subbarao's profile lists VA loan as a focus (from their lender profile page).",
      "fields": [
        "specialties"
      ],
      "source": "lender page",
      "source_url": "https://ensurehomeloans.com/loan-officers/subbarao-kankatala-subhash",
      "verified_at": "2026-10-26"
    },
    {
      "q": "What lender does Subbarao work for?",
      "a": "ENSURE HOME LOANS LLC, company NMLS 1666674, per the lender's own site (verified 2026-10-15).",
      "fields": [
        "current_employment"
      ],
      "source": "lender site",
      "source_url": "https://ensurehomeloans.com/loan-officers/subbarao-kankatala-subhash",
      "verified_at": "2026-10-15"
    },
    {
      "q": "What languages does Subbarao speak?",
      "a": "English, Hindi and Telugu, per their lender page (verified 2026-10-15).",
      "fields": [
        "languages"
      ],
      "source": "lender page",
      "source_url": "https://ensurehomeloans.com/loan-officers/subbarao-kankatala-subhash",
      "verified_at": "2026-10-15"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 2078555,
    "slug": "subbarao-kankatala-subhash-2078555",
    "canonical_url": "https://lendb.ai/lo/subbarao-kankatala-subhash-2078555",
    "md_url": "https://lendb.ai/lo/subbarao-kankatala-subhash-2078555.md",
    "json_url": "https://lendb.ai/lo/subbarao-kankatala-subhash-2078555.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2078555",
    "full_name": {
      "value": "Subbarao Kankatala (Subhash",
      "source": "lender_site",
      "source_url": "https://ensurehomeloans.com/loan-officers/subbarao-kankatala-subhash",
      "verified_at": "2026-10-15"
    },
    "first_name": "Subbarao",
    "last_name": "Kankatala",
    "headshot_url": {
      "value": "https://bjrpqrnsxfdkicxrvani.supabase.co/storage/v1/object/public/officer-photos/onboard/1779455115346-sltdkldkwpj.jpg",
      "source": "lender_site",
      "source_url": "https://ensurehomeloans.com/loan-officers/subbarao-kankatala-subhash",
      "verified_at": "2026-10-15"
    },
    "bio": null,
    "title": {
      "value": "Sr. Loan offier",
      "source": "lender_site",
      "source_url": "https://ensurehomeloans.com/loan-officers/subbarao-kankatala-subhash",
      "verified_at": "2026-10-15"
    },
    "languages": {
      "value": [
        "en",
        "hi",
        "te"
      ],
      "source": "lender_site",
      "source_url": "https://ensurehomeloans.com/loan-officers/subbarao-kankatala-subhash",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 75,
    "current_employment": {
      "lender_nmls_id": 1666674,
      "lender_name": "ENSURE HOME LOANS LLC",
      "lender_slug": "ensure-home-loans-llc-1666674",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://ensurehomeloans.com/loan-officers/subbarao-kankatala-subhash",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://ensurehomeloans.com/loan-officers/subbarao-kankatala-subhash",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1666674,
        "lender_name": "ENSURE HOME LOANS LLC",
        "lender_slug": "ensure-home-loans-llc-1666674",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://ensurehomeloans.com/loan-officers/subbarao-kankatala-subhash",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://ensurehomeloans.com/loan-officers/subbarao-kankatala-subhash",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [
      {
        "state": "MI",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://ensurehomeloans.com/loan-officers/subbarao-kankatala-subhash",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [
      {
        "slug": "va",
        "label": "VA loan",
        "evidence": "lender_page_text",
        "confidence": 0.6,
        "source": "lender_site",
        "source_url": "https://ensurehomeloans.com/loan-officers/subbarao-kankatala-subhash",
        "verified_at": "2026-10-26"
      }
    ],
    "lender_offers": [],
    "contacts": [
      {
        "kind": "linkedin_url",
        "value": "https://www.linkedin.com/in/subbarao-kankatala-2050a66/",
        "source": "lender_site",
        "source_url": "https://ensurehomeloans.com/loan-officers/subbarao-kankatala-subhash",
        "verified_at": "2026-10-15"
      }
    ],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "other",
        "value": "Offers mortgages, insurance and personalized financial planning under one roof",
        "source": "lender_site",
        "source_url": "https://ensurehomeloans.com/loan-officers/subbarao-kankatala-subhash",
        "verified_at": "2026-10-15"
      }
    ],
    "last_verified_at": "2026-10-15",
    "updated_at": "2026-10-15 17:56:06.350091+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/subbarao-kankatala-subhash-2078555#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://ensurehomeloans.com/loan-officers/subbarao-kankatala-subhash",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": null
  }
}