---
canonical_url: https://lendb.ai/lo/sujan-kharel-2733114
json_url: https://lendb.ai/lo/sujan-kharel-2733114.json
nmls_id: 2733114
last_verified: 2026-10-13
---

# Sujan Kharel

Mortgage Loan Officer at Loan Factory. NMLS ID 2733114 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2733114)).

**Summary:** Sujan Kharel (NMLS 2733114) is Mortgage Loan Officer at Loan Factory. Licensed in Texas, confirmed with the state regulator. Also lists Oklahoma on the lender page (not yet checked with the state regulator). Earliest state license record: July 30, 2025 (Texas), per state regulator. Last verified 2026-10-13.

## At a glance

- Earliest state license record: July 30, 2025 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Oklahoma (OK, lender_reported), Texas (TX, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Sujan holds a Master's degree in Accounting and Finance with background in accounting, payroll, and financial analysis. Committed to ethical lending practices and transparent communication, Sujan works with first-time homebuyers and seasoned investors.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- education: Master's degree in Accounting and Finance. Source: https://www.loanfactory.com/mortgage-expert/sujan-kharel-2733114, verified 2026-10-09.
- role: Background in accounting, payroll administration, and financial analysis. Source: https://www.loanfactory.com/mortgage-expert/sujan-kharel-2733114, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| OK | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | active | confirmed | 2025-07-30 | state_regulator | 2026-10-13 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/sujan-kharel-2733114, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2733114

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/sujan-kharel-2733114

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2733114
- lender_site: https://www.loanfactory.com/mortgage-expert/sujan-kharel-2733114
- state_regulator: https://www.sml.texas.gov/

Cite as: Sujan Kharel (NMLS 2733114), Loan Factory. LenDb.ai, https://lendb.ai/lo/sujan-kharel-2733114, last verified 2026-10-13.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._