{
  "canonical_url": "https://lendb.ai/lo/sumir-desai-457651",
  "loan_officer": {
    "nmls_id": 457651,
    "slug": "sumir-desai-457651",
    "canonical_url": "https://lendb.ai/lo/sumir-desai-457651",
    "md_url": "https://lendb.ai/lo/sumir-desai-457651.md",
    "json_url": "https://lendb.ai/lo/sumir-desai-457651.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/457651",
    "full_name": {
      "value": "Sumir Desai",
      "source": "lender_site",
      "source_url": "https://www.cmgfi.com/mysite/sumir-desai",
      "verified_at": "2026-10-11"
    },
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    "last_name": "Desai",
    "headshot_url": {
      "value": "https://cloud.cmgfi.com/dvbdysuf5/image/upload/a_exif,f_auto,g_faces,c_thumb,w_250,h_250,z_0.5,r_max/CMG_Web_Resources/LO_Images/Production_15796_Sumir_Desai_1788354362",
      "source": "lender_site",
      "source_url": "https://www.cmgfi.com/mysite/sumir-desai",
      "verified_at": "2026-10-11"
    },
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      "source": "lender_site",
      "source_url": "https://www.cmgfi.com/mysite/sumir-desai",
      "verified_at": "2026-10-11"
    },
    "title": {
      "value": "Loan Officer",
      "source": "lender_site",
      "source_url": "https://www.cmgfi.com/mysite/sumir-desai",
      "verified_at": "2026-10-11"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.cmgfi.com/mysite/sumir-desai",
      "verified_at": "2026-10-11"
    },
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    "years_experience": null,
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    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 80,
    "current_employment": {
      "lender_nmls_id": 1820,
      "lender_name": "CMG Home Loans",
      "lender_slug": "cmg-home-loans-1820",
      "branch_city": "Carlsbad",
      "branch_state": "CA",
      "branch_zip": "92008",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.cmgfi.com/mysite/sumir-desai",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.cmgfi.com/mysite/sumir-desai",
      "verified_at": "2026-10-11"
    },
    "employment_history": [
      {
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        "lender_name": "CMG Home Loans",
        "lender_slug": "cmg-home-loans-1820",
        "branch_city": "Carlsbad",
        "branch_state": "CA",
        "branch_zip": "92008",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.cmgfi.com/mysite/sumir-desai",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.cmgfi.com/mysite/sumir-desai",
        "verified_at": "2026-10-11"
      }
    ],
    "licenses": [],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "since 2003",
        "source": "lender_site",
        "source_url": "https://www.cmgfi.com/mysite/sumir-desai",
        "verified_at": "2026-10-11"
      },
      {
        "kind": "education",
        "value": "Bachelor's degree in Marketing, California State University, Fullerton",
        "source": "lender_site",
        "source_url": "https://www.cmgfi.com/mysite/sumir-desai",
        "verified_at": "2026-10-11"
      },
      {
        "kind": "community",
        "value": "Board Member, Yorba Linda Chamber of Commerce",
        "source": "lender_site",
        "source_url": "https://www.cmgfi.com/mysite/sumir-desai",
        "verified_at": "2026-10-11"
      },
      {
        "kind": "community",
        "value": "Board Member, Black Chamber of Orange County",
        "source": "lender_site",
        "source_url": "https://www.cmgfi.com/mysite/sumir-desai",
        "verified_at": "2026-10-11"
      },
      {
        "kind": "community",
        "value": "Parent volunteer, Brea Boy Scout Troop 707",
        "source": "lender_site",
        "source_url": "https://www.cmgfi.com/mysite/sumir-desai",
        "verified_at": "2026-10-11"
      }
    ],
    "last_verified_at": "2026-10-11",
    "updated_at": "2026-10-11 16:47:01.348142+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/sumir-desai-457651#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.cmgfi.com/mysite/sumir-desai",
      "verified_at": "2026-10-11"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": null
  }
}