---
canonical_url: https://lendb.ai/lo/summer-franco-992463
json_url: https://lendb.ai/lo/summer-franco-992463.json
nmls_id: 992463
last_verified: 2026-10-09
---

# Summer Franco

Mortgage Loan Originator at U.S. Bank, Elkhorn, NE. NMLS ID 992463 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/992463)).

**Summary:** Summer Franco (NMLS 992463) is Mortgage Loan Originator at U.S. Bank, based in Elkhorn, NE. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Facts from the lender page and intro

- service_area: Fremont, Blair, Gretna, Omaha, NE. Source: https://mortgage.usbank.com/ne/elkhorn/summer-franco-992463, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: U.S. Bank (NMLS 402761), Elkhorn, NE. Source: https://mortgage.usbank.com/ne/elkhorn/summer-franco-992463, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/992463

## Contact

- View profile at U.S. Bank: https://mortgage.usbank.com/ne/elkhorn/summer-franco-992463
- Office phone and Email on file: shown at https://lendb.ai/lo/summer-franco-992463#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/992463
- lender_site: https://mortgage.usbank.com/ne/elkhorn/summer-franco-992463

Cite as: Summer Franco (NMLS 992463), U.S. Bank. LenDb.ai, https://lendb.ai/lo/summer-franco-992463, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._