--- canonical_url: https://lendb.ai/lo/summer-freeman-360504 json_url: https://lendb.ai/lo/summer-freeman-360504.json nmls_id: 360504 last_verified: 2026-10-24 --- # Summer Freeman Mortgage Broker and Branch Manager, Mortgage Marketplace at Mortgage Marketplace LLC, Eugene, OR. NMLS ID 360504 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/360504)). Based in Eugene, Oregon, Summer Freeman (NMLS 360504) is a mortgage loan officer at Mortgage Marketplace LLC, licensed in California since 2013 and in Oregon. Summer's focus, from their own profile, includes first-time buyer, HELOC and real estate investor. **Summary:** Summer Freeman (NMLS 360504) is Mortgage Broker and Branch Manager, Mortgage Marketplace at Mortgage Marketplace LLC, based in Eugene, OR. Licensed in 2 states confirmed with state regulators: Oregon and California. Focus areas shown on the lender page: First-time buyer, HELOC, Real estate investor, Refinance and Reverse mortgage. Earliest state license record: May 8, 2013 (California), per state regulator. States 28 years of experience. Last verified 2026-10-24. ## Quick answers ### Is Summer licensed in Oregon? Yes. Oregon regulator records list a license as active, first effective April 17, 2018 (verified 2026-10-20). LenDb has 1 other state on file for Summer. Source: https://dfr.oregon.gov/. ### Does Summer list first-time buyer as a focus? Summer's profile lists first-time buyer as a focus (from their lender profile page). It also lists HELOC, real estate investor and refinance. Source: https://mortgagemarketplace.loans/team-member/summer-freeman/. ### What lender does Summer work for? Mortgage Marketplace LLC, company NMLS 2367229, from the Eugene, OR office, per the lender's own site (verified 2026-10-22). Source: https://mortgagemarketplace.loans/team-member/summer-freeman/. ### How long has Summer been licensed? The earliest state license record LenDb holds for Summer is from May 8, 2013 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Summer states 28 years of experience. Source: https://dfpi.ca.gov/. ## At a glance - Earliest state license record: May 8, 2013 (California), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Years experience (stated by the LO): 28 (source: https://mortgagemarketplace.loans/team-member/summer-freeman/, verified 2026-10-22) - Also licensed as (state regulator records, same NMLS ID): Summer L. Freeman (CA, OR, as of 2026-10-22) - Licensed in: Oregon (OR, confirmed), California (CA DFPI, confirmed) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.70, verified 2026-10-22. Source: https://mortgagemarketplace.loans/team-member/summer-freeman/ - **HELOC** (`heloc`): from their lender profile page, confidence 0.70, verified 2026-10-22. Source: https://mortgagemarketplace.loans/team-member/summer-freeman/ - **Real estate investor** (`investor`): from their lender profile page, confidence 0.70, verified 2026-10-22. Source: https://mortgagemarketplace.loans/team-member/summer-freeman/ - **Refinance** (`refinance`): from their lender profile page, confidence 0.70, verified 2026-10-22. Source: https://mortgagemarketplace.loans/team-member/summer-freeman/ - **Reverse mortgage** (`reverse`): from their lender profile page, confidence 0.70, verified 2026-10-22. Source: https://mortgagemarketplace.loans/team-member/summer-freeman/ - **Self-employed** (`self-employed`): from their lender profile page, confidence 0.70, verified 2026-10-22. Source: https://mortgagemarketplace.loans/team-member/summer-freeman/ ## About Summer Freeman is a branch manager and mortgage broker in Eugene, Oregon, with over 28 years in mortgage and real estate, starting in 1998. They help clients in Oregon, California, Idaho and Washington. Their profile lists first-time buyer, refinance, home equity, reverse mortgage, investor and self-employed financing as areas of guidance. Source: LenDb summary of the lender page, verified 2026-10-22. ## Facts from the lender page and intro - years_experience: 28. Source: https://mortgagemarketplace.loans/team-member/summer-freeman/, verified 2026-10-22. - years_experience: since 1998. Source: https://mortgagemarketplace.loans/team-member/summer-freeman/, verified 2026-10-22. - service_area: Oregon, California, Idaho, Washington. Source: https://mortgagemarketplace.loans/team-member/summer-freeman/, verified 2026-10-22. - role: Former secretary, senior processor, mobile notary, client concierge and loan partner in real estate and mortgage. Source: https://mortgagemarketplace.loans/team-member/summer-freeman/, verified 2026-10-22. - community: Member of the Eugene and Springfield chambers of commerce; Affiliate Director on the Springfield Realtor board; Eugene Realtors YPN committee. Source: https://mortgagemarketplace.loans/team-member/summer-freeman/, verified 2026-10-22. - other: Has a passion for serving older members of the community. Source: https://mortgagemarketplace.loans/team-member/summer-freeman/, verified 2026-10-22. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | OR | Oregon regulator | state_license | n/a | active | confirmed | 2018-04-17 | state_regulator | 2026-10-20 | | CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI360504 | active | confirmed | 2013-05-08 | state_regulator | 2026-10-24 | ## Employment history - ? to present: Mortgage Marketplace LLC (NMLS 2367229), Eugene, OR. Source: https://mortgagemarketplace.loans/team-member/summer-freeman/, verified 2026-10-22. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/360504 ## Contact - linkedin_url: https://www.linkedin.com/in/summer-freeman-loans/ (source: lender_site, verified 2026-10-22) - View profile at Mortgage Marketplace LLC: https://mortgagemarketplace.loans/team-member/summer-freeman/ - Office phone and Email on file: shown at https://lendb.ai/lo/summer-freeman-360504#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/360504 - state_regulator: https://dfr.oregon.gov/ - state_regulator: https://dfpi.ca.gov/ - state_regulator: https://mortgagemarketplace.loans/team-member/summer-freeman/ Cite as: Summer Freeman (NMLS 360504), Mortgage Marketplace LLC. LenDb.ai, https://lendb.ai/lo/summer-freeman-360504, last verified 2026-10-24. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._