---
canonical_url: https://lendb.ai/lo/summer-kowalski-2268145
json_url: https://lendb.ai/lo/summer-kowalski-2268145.json
nmls_id: 2268145
last_verified: 2026-10-09
---

# Summer Kowalski

Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), Saginaw, MI. NMLS ID 2268145 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2268145)).

**Summary:** Summer Kowalski (NMLS 2268145) is Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), based in Saginaw, MI. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: VA loan, FHA loan, Jumbo loan and First-time buyer. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **VA loan** (`va`): lender page, confidence 0.46, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/mi/saginaw/4144-bay-rd-hla-2268145
- **FHA loan** (`fha`): lender page, confidence 0.43, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/mi/saginaw/4144-bay-rd-hla-2268145
- **Jumbo loan** (`jumbo`): lender page, confidence 0.14, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/mi/saginaw/4144-bay-rd-hla-2268145
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/mi/saginaw/4144-bay-rd-hla-2268145

## About

Summer serves clients nationwide and specializes in preapproval, low-to-moderate income lending programs, fixed-rate mortgages, FHA and VA mortgages, first-time homebuyer programs, and conforming and jumbo mortgages.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: JPMorgan Chase Bank (Chase Home Lending) (NMLS 399798), Saginaw, MI. Source: https://homelendingadvisor.chase.com/mi/saginaw/4144-bay-rd-hla-2268145, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2268145

## Contact

- View profile at JPMorgan Chase Bank (Chase Home Lending): https://homelendingadvisor.chase.com/mi/saginaw/4144-bay-rd-hla-2268145
- Office phone and Email on file: shown at https://lendb.ai/lo/summer-kowalski-2268145#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2268145
- lender_site: https://homelendingadvisor.chase.com/mi/saginaw/4144-bay-rd-hla-2268145

Cite as: Summer Kowalski (NMLS 2268145), JPMorgan Chase Bank (Chase Home Lending). LenDb.ai, https://lendb.ai/lo/summer-kowalski-2268145, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._