---
canonical_url: https://lendb.ai/lo/sunny-kelly-223130
json_url: https://lendb.ai/lo/sunny-kelly-223130.json
nmls_id: 223130
last_verified: 2026-10-31
---

# Sunny Kelly

Loan officer at West Capital Lending, Inc.. NMLS ID 223130 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/223130)).

Sunny Kelly (NMLS 223130) is a mortgage loan officer at West Capital Lending, Inc., licensed in Texas since 2012 and in Florida, California, Connecticut and 3 more states.

**Summary:** Sunny Kelly (NMLS 223130) is a loan officer at West Capital Lending, Inc.. Licensed in 7 states confirmed with state regulators: Florida, Texas, California, Connecticut, Louisiana, Colorado and Nevada. Earliest state license record: December 12, 2012 (Texas), per state regulator. Last verified 2026-10-31.

## Quick answers

### Is Sunny licensed in Florida?

Yes. Florida regulator records list license LO127286 as active, first effective March 29, 2024 (verified 2026-10-15). LenDb has 6 other states on file for Sunny. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip.

### What lender does Sunny work for?

West Capital Lending, Inc., company NMLS 1566096, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/.

### How long has Sunny been licensed?

The earliest state license record LenDb holds for Sunny is from December 12, 2012 (Texas regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://www.sml.texas.gov/.

## At a glance

- Earliest state license record: December 12, 2012 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Sunny R. Kelly (CO, CT, FL, LA, NV, TX, as of 2026-10-28)
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), California (CA DRE, confirmed), Connecticut (CT, confirmed), Louisiana (LA, confirmed), Colorado (CO, confirmed), Nevada (NV, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO127286 | active | confirmed | 2024-03-29 | state_regulator | 2026-10-15 |
| TX | Texas regulator | state_license | n/a | active | confirmed | 2012-12-12 | state_regulator | 2026-10-13 |
| CA | California Department of Real Estate | state_license | 01192569 | active | confirmed |  | state_regulator | 2026-10-24 |
| CT | Connecticut regulator | state_license | LO-223130 | active | confirmed |  | state_regulator | 2026-10-15 |
| LA | Louisiana regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-15 |
| CO | Colorado regulator | state_license | 100507296 | active | confirmed | 2017-04-28 | state_regulator | 2026-10-16 |
| NV | Nevada regulator | state_license | NMLO-195951 | active | confirmed | 2026-10-12 | state_regulator | 2026-10-31 |

## Employment history

- ? to present: West Capital Lending, Inc. (NMLS 1566096). Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/223130

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/223130
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html
- state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut
- state_regulator: https://ofi.la.gov/non-depository/residential-mortgage-lending/originators-by-lender/
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=197954&contact=415685
- state_regulator: https://mld.nv.gov/

Cite as: Sunny Kelly (NMLS 223130), West Capital Lending, Inc.. LenDb.ai, https://lendb.ai/lo/sunny-kelly-223130, last verified 2026-10-31.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._