---
canonical_url: https://lendb.ai/lo/surya-khadka-2050123
json_url: https://lendb.ai/lo/surya-khadka-2050123.json
nmls_id: 2050123
last_verified: 2026-10-09
---

# Surya Khadka

Mortgage Loan Officer at Loan Factory. NMLS ID 2050123 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2050123)).

**Summary:** Surya Khadka (NMLS 2050123) is Mortgage Loan Officer at Loan Factory. Lists California, Kentucky, New Hampshire, Ohio, Pennsylvania, Texas and Virginia on the lender page (not yet checked with the state regulator). Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: California (CA, lender_reported), Kentucky (KY, lender_reported), New Hampshire (NH, lender_reported), Ohio (OH, lender_reported), Pennsylvania (PA, lender_reported), Texas (TX, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Surya Khadka (MBA) is licensed in California, Kentucky, Ohio, Pennsylvania, Virginia, and New Hampshire. They work full-time as a loan officer.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- credential: MBA. Source: https://www.loanfactory.com/mortgage-expert/surya-khadka-mba-2050123, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| KY | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NH | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OH | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| PA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/surya-khadka-mba-2050123, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2050123

## Contact

- linkedin_url: https://www.linkedin.com/in/surya-khadka-chhetri-b1281822a/ (source: lender_site, verified 2026-10-09)
- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/surya-khadka-mba-2050123

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2050123
- lender_site: https://www.loanfactory.com/mortgage-expert/surya-khadka-mba-2050123

Cite as: Surya Khadka (NMLS 2050123), Loan Factory. LenDb.ai, https://lendb.ai/lo/surya-khadka-2050123, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._