---
canonical_url: https://lendb.ai/lo/susan-capitano-1251777
json_url: https://lendb.ai/lo/susan-capitano-1251777.json
nmls_id: 1251777
last_verified: 2026-10-09
---

# Susan Capitano

Loan Officer at CrossCountry Mortgage, Valrico, FL. NMLS ID 1251777 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1251777)).

**Summary:** Susan Capitano (NMLS 1251777) is Loan Officer at CrossCountry Mortgage, based in Valrico, FL. Licensed in Florida, confirmed with the state regulator (license LO33567). Focus areas shown on the lender page: FHA loan and First-time buyer. Earliest state license record: January 26, 2016 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: January 26, 2016 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **FHA loan** (`fha`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/valrico-fl-8206/susan-capitano/
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/valrico-fl-8206/susan-capitano/

## About

Susan is a loan officer with years of experience committed to top-tier service, helping clients navigate home financing with expert guidance and personalized plans. She offers conventional, jumbo, VA, FHA, and exclusive in-house programs for purchasing, investing, building, renovating, and equity access.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: Valrico, FL. Source: https://crosscountrymortgage.com/valrico-fl-8206/susan-capitano/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO33567 | active | confirmed | 2016-01-26 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Valrico, FL. Source: https://crosscountrymortgage.com/valrico-fl-8206/susan-capitano/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1251777

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/valrico-fl-8206/susan-capitano/
- Office phone and Email on file: shown at https://lendb.ai/lo/susan-capitano-1251777#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1251777
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://crosscountrymortgage.com/valrico-fl-8206/susan-capitano/

Cite as: Susan Capitano (NMLS 1251777), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/susan-capitano-1251777, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._