---
canonical_url: https://lendb.ai/lo/susan-lawrence-1933685
json_url: https://lendb.ai/lo/susan-lawrence-1933685.json
nmls_id: 1933685
last_verified: 2026-10-10
---

# Susan Lawrence

Loan Officer at Lower, Fairfax, VA. NMLS ID 1933685 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1933685)).

**Summary:** Susan Lawrence (NMLS 1933685) is Loan Officer at Lower, based in Fairfax, VA. Lists Maryland on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer and Real estate investor. Lower also offers FHA loan, HELOC, Jumbo loan, Non-QM loan and Renovation loan (203k / HomeStyle) and 3 more (a lender program, not confirmed as their own focus). Speaks Spanish. States 20 years of experience. Last verified 2026-10-10.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 20 (source: https://www.lower.com/loan-officers/virginia/fairfax/susan-lawrence, verified 2026-10-10)
- Licensed in: Maryland (MD, lender_reported)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: Spanish
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.80, verified 2026-10-10. Source: https://www.lower.com/loan-officers/virginia/fairfax/susan-lawrence
- **Real estate investor** (`investor`): from their lender profile page, confidence 0.70, verified 2026-10-10. Source: https://www.lower.com/loan-officers/virginia/fairfax/susan-lawrence

### Their lender offers (lender level: Lower's programs, not confirmed as this person's focus)

- **FHA loan** (`fha`): verified 2026-10-10. Source: https://www.lower.com
- **HELOC** (`heloc`): verified 2026-10-10. Source: https://www.lower.com
- **Jumbo loan** (`jumbo`): verified 2026-10-10. Source: https://www.lower.com
- **Non-QM loan** (`non-qm`): verified 2026-10-10. Source: https://www.lower.com
- **Renovation loan (203k / HomeStyle)** (`renovation`): verified 2026-10-10. Source: https://www.lower.com
- **USDA loan** (`usda`): verified 2026-10-10. Source: https://www.lower.com
- **VA loan** (`va`): verified 2026-10-10. Source: https://www.lower.com
- **Vacation home** (`vacation-home`): verified 2026-10-10. Source: https://www.lower.com

## About

Susan has over 20 years of real estate experience and about two years in mortgage lending. Fluent in Spanish, they focus on first-time homebuyers, move-up buyers and real estate investors.

Source: LenDb summary of the lender page, verified 2026-10-10.

## Facts from the lender page and intro

- years_experience: 20. Source: https://www.lower.com/loan-officers/virginia/fairfax/susan-lawrence, verified 2026-10-10.
- years_experience: 2. Source: https://www.lower.com/loan-officers/virginia/fairfax/susan-lawrence, verified 2026-10-10.
- education: Industrial Engineering, Lima, Peru. Source: https://www.lower.com/loan-officers/virginia/fairfax/susan-lawrence, verified 2026-10-10.
- education: Studied Accounting at George Mason University. Source: https://www.lower.com/loan-officers/virginia/fairfax/susan-lawrence, verified 2026-10-10.
- community: Works to aid the immigrant community. Source: https://www.lower.com/loan-officers/virginia/fairfax/susan-lawrence, verified 2026-10-10.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |

## Employment history

- ? to present: Lower (NMLS 1124061), Fairfax, VA. Source: https://www.lower.com/loan-officers/virginia/fairfax/susan-lawrence, verified 2026-10-10.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1933685

## Contact

- View profile at Lower: https://www.lower.com/loan-officers/virginia/fairfax/susan-lawrence
- Office phone and Email on file: shown at https://lendb.ai/lo/susan-lawrence-1933685#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1933685
- lender_site: https://www.lower.com/loan-officers/virginia/fairfax/susan-lawrence
- lender_site (lender programs): https://www.lower.com
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Susan Lawrence (NMLS 1933685), Lower. LenDb.ai, https://lendb.ai/lo/susan-lawrence-1933685, last verified 2026-10-10.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._